Bike insurance cover

There are three main bike insurance cover types which can be provided by Bennetts.  Your personal circumstances and budget will determine which cover you choose.  That said, it can be at times more cost effective to opt for Comprehensive cover.  Bennetts work with a very strong insurance panel to drive down the costs ensuring you can choose the right cover.

Here is a brief explanation of cover types. Full details can be obtained from Bennetts policy document

Third Party

• Liability to third parties where the regular driver is legally liable as a result of the accidental death of or injury to persons; and accidental damage to property caused by or arising out of the use of the vehicle in the United Kingdom.
• Emergency treatment - as per the Road Traffic Acts or Orders for emergency treatment for injuries arising out of the use of the vehicle.

Third Party, Fire & Theft
As per Third Party, plus

• Cover for fire, theft or attempted theft

Comprehensive
As per Third Party Fire and Theft Cover plus:

• Cover for accidental or malicious damage
• Personal effects*
• Death or Injury Cover*
• Medical expenses *
• Accessories
• Three year guarantee on approved claim repairs
• Dedicated claims line
• Flexible payment options (subject to status)

* Subject to terms and conditions

Legal Expenses cover
It's important to make sure that you aren't out of pocket for expenses you might have to pay if you're unlucky enough to be involved in a biking accident which isn't your fault.
Whatever level of bike insurance cover, Third Party Only, Third Party Fire and Theft or Comprehensive, you will need protection against potential uninsured losses that can result from even a minor accident. You might have to pay an excess on your policy, incur costs to repair your vehicle if you are insured Third Party, pay bike/car hire charges whilst your vehicle is repaired, incur costs for legal proceedings or suffer loss of earnings due to injury.
Don't expose yourself to the risk of having to foot these bills. Find out how easy and how little it costs to get this optional cover when getting a quote