Vacant Home Insurance
Do you have a vacant house that you want to insure? Here at comparethemarket.com we compare a wide range of home insurance providers on your behalf, providing you with a variety of quotes from which to choose.
Leaving a property unoccupied can increase the risks of malicious damage, vandalism and natural disasters. Ensuring you have the right home insurance can be an ideal financial safeguard against such problems.
Insurers are aware of the heightened vulnerability of a vacant home. In some cases, the level of cover can be substantially reduced when the house is unoccupied; in other cases, the cover may even be treated as lapsed or void.
Make sure you fully understand exactly what is included under your insurance cover. On our price comparison quote page there is a ‘more details’ button for each of our providers, this offers additional information. The level of cover that you choose will determine what you are covered for, but it is important to check the policy and familiarise yourself with what is and is not covered, as otherwise you could end up taking out an inappropriate level of cover for your needs.
Your vacant property is still a considerable asset that needs the continued protection of adequate insurance even when it is vacant.
Using a price comparison website, such as comparethemarket.com, is a good way to find the most appropriate type of home insurance to cover your vacant property.
Vacant House Top Tips
If you own a home that's vacant you want to protect it here are some tips:
It might be an idea to secure all doors and windows, with deadbolts and window locks
Install a burglar alarm
Present your house with a lived-in look, by maybe placing intermittent light timers or have someone shovel your driveway after a snowfall
It may be a good idea for you or a neighbour to periodically check the outside and inside of your home for damage