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Frequently thought questions

We do appreciate that questions about comparing car insurance prices are a little too boring to be asked, but they can be thought.

So we’ve compiled the following simple answers to questions frequently thought, about finding the best quote when comparing car insurance for learner drivers.

Why compare learner drivers insurance with comparethemarket.com?

We independently compare deals for provisional license drivers.


Our simple process allows learners to compare over 120 of the UK’s car insurance providers.


We help you compare policies based on price, policy cover level, add-ons or annual/monthly payment terms.


If you buy car insurance through comparethemarket.com you will get MEERKAT MOVIES*. Which will give you 2 for 1 cinema tickets on Tuesdays or Wednesdays, every week, for a whole year.


That’s why over 10 million drivers used us to compare car insurance last year.

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What type of car insurance is best for learner drivers?

Finding the best policy for a learner will depend on your personal details. With add-ons and specific policy terms, there are many different car insurance packages to choose from. Generally speaking, however, there are three main types of cover for a learner driver.


Third-party. Generally the most basic form of policy,this will cover you for any damage you cause to other people and their property.


Third-party fire and theft. Similar to a third-party policy, except that it also includes cover for the theft of your vehicle, or damage by fire. The clue is in the name!


Comprehensive. This type of policy will include all the cover of a third party fire and theft policy, but in addition, it will cover you for damage to yourself and your car. It is typically the priciest type of policy (but this isn’t always the case, so it’s worth comparing your options).

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The Simples Guide to Car Insurance

Can I save money with a joint policy?

The term ‘joint policy’ is actually a bit misleading. Multiple drivers can be named on one policy (as long as they plan on using the car), but there is always a ‘main driver’ who must use the vehicle most often. If you’re learning, this could be one way to keep your insurance premiums down.


Is a higher voluntary excess better?

If you’re a learner driver looking for cheap insurance, you might want to choose a higher voluntary excess. Although this could cost you more in the event of a claim, as you will need to pay the voluntary excess you choose, as well as the compulsory excess set by the provider, it could also mean a cheaper monthly premium.


Are black box policies good for learner drivers?

Telematics or ‘black box’ policies come with a little device that monitors your driving habits. These are particularly good for learner drivers without a long record of driving safely. Safe driver? You could save on your insurance.

4x4 insurance

Not every car on the road is created equal – and if you own a 4x4 then you’ll know that they can be more expensive to insure. We could help you find a cheap car insurance quote for your 4x4 and a policy which suits your needs.

Young drivers' insurance

Young drivers have their own special set of requirements and need cover which is tailored to fit. We’re here to help you find exactly what you need to get on the road – so compare insurance quotes for young drivers through comparethemarket.com and let’s get started.

Over 50s car insurance

If you’re a mature driver, we may be able to help you find a better car insurance deal. Search on comparethemarket.com and we’ll point you in the direction of quotes tailored for people over 50 years of age – and there’s no junk mail and no sneaky charges.

Students' car insurance

Student driver? If you are paying your way through college or university, you are likely to need a little help with making insurance savings. Why not see if we could help find car insurance quotes to make it a little easier and you have a few more pennies in your back pocket.

Third party car insurance

Find and compare third party car insurance policies in minutes.