Mini Insurance Groups
Insurance groups start from 1 and go up to 50 and the lower the group, the cheaper your insurance should be. If you’re an older, experienced driver buying a car in a higher group won’t be much of a problem, but if you are a young inexperienced driver, it is best to keep to lower groups, which will help to keep your Mini insurance down. Some Mini cars start off in insurance group 8, so they won’t be the cheapest car to insure but neither will they be the most expensive.
Although the insurance ratings are only for guidance, they will give you a better idea of how much the cost of your insurance will be. For instance, a group 8 second hand Mini Hatchback from 2006 to 2013 and a Mini countryman from 2013 onwards are going to be much cheaper to insure than the sporty Mini Cooper S, which is in group 23.