Young Driver Insurance

If you are a young driver attempting to find cheap and affordablecar insurance you are probably already aware of the challenge that lies ahead. It has always been difficult if you are aged between 17 - 25 to insure your car affordably, and although car insurance companies are beginning to recognise the need to supply this ever expanding market, it can still prove to be hard to find a reasonably priced car insurance premium.

The main reason that car insurance for young drivers is more expensive is simply because young drivers pose a bigger risk on the roads. That means it is more likely that the insurer will have to fund a claim, so they put up the car insurance premium to cover the possibility. For instance, young drivers will often own older and less maintained cars compared to older drivers which means they are more likely to break down and potentially cause an accident, or be stolen. Young drivers are also more likely to have accidents which can either injure themselves or the other party. The Association of British Insurers' (ABI) most recent statistics indicate that almost three young drivers die each day on the roads-this is especially true for young male drivers who are ten times more likely to be killed or seriously injured compared to women of the same age.

There are ways to potentially reduce your car insurance. For example if you take the Pass Plus course offered by the DSA, which provides the opportunity to practise driving on motorways, you can significantly reduce your premium. Before you purchase your car it is also worth researching which insurance group it will fall in, so that you can ensure you will be able to get the cheapest possible insurance.

Finally, by using comparethemarket.com you can rest assured that we will strive to find you the cheapest car insurance premium that will provide you with the best cover.