Let's compare life insurance

We bring you some great deals on your life insurance from our panel of providers. 

You can call a LifeSearch advisor to discuss your cover; they'll answer questions and provide advice to help you decide.

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LifeSearch are the UK's most awarded life insurance specialist providing a concierge service from initial advice to completing all forms with you.

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It’s time to compare life insurance

Although it’s probably not something you want to think about everyday, life insurance is designed to protect those around you – ensuring your family and loved ones are provided for and can maintain their lifestyle after your death.


For example, a life insurance policy can take care of mortgage payments, childcare costs and funeral expenses. So obviously, knowing these financial commitments are taken care of, will be an added comfort.


It takes on average only 3 minutes to compare and find a new life insurance policy, with some costing as little as £5 a month.^

Frequently thought questions

Want to know a bit more about life insurance before you get started? We’ve put together the following answers to some questions often thought but rarely asked about Life insurance.

What is life insurance?

At its simplest, life insurance is designed to pay out a sum of money to your loved ones in the event you die. This is to give you peace of mind that basics such as your mortgage, child care costs and even funeral expenses, are taken care of when you’re not around.


We’ll help you find the type of life insurance cover that’s right for you. If you get stuck or confused at any point we have LifeSearch on hand to help answer any questions you may have. They’re one of the UK’s most awarded life insurance specialist, providing free, impartial advice about choosing a life insurance product and provider.

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What types of life insurance are available?

Although it can appear confusing at first, broadly speaking there are two main types of life insurance cover:


Level-Term insurance which means your cover is for a particular period of time (5,10,15 years etc.) If something was to happen after this time, then you wouldn’t be covered by the policy.


Decreasing cover insurance which is designed for people whose protection needs will decrease over time. For example, if you are paying off your mortgage, the amount you owe on that mortgage will decrease. So the cover amount you might need in the event of your death, will reduce.


Deciding which is right for you will, of course, depend on your own circumstances.

Which life insurance cover is right for me?

When it comes to life insurance policies, you’ll have some of the following to choose from:


Level-Term, which will leave a lump sum in the event of your death. Commonly chosen by those looking to provide protection for things such as child care costs which importantly could help maintain your loved ones lifestyle.


Critical illness cover, which can be chosen in addition to regular life insurance and can help your family handle additional costs. Such as mortgage payments and household bills if you’re not being paid due to being diagnosed with a critical illness.


Joint life policies, which could be a good idea for couples who share financial commitments. These can be cheaper than two separate policies. However, it’s worth remembering that these policies end once the first partner passes away.


Over 50s plans, these tend to offer a smaller payout to cover things such as funeral expenses, but the premium is guaranteed for life. These usually won’t require a medical as most are calculated on a statistical risk.


If you’re unsure about the exact amount of cover you’ll need, use our handy Life Insurance Cover Calculator to get an estimate.

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Who should think about getting life insurance?

Less than a third of adults with children in the UK have life insurance (just 1 in 5 families). Those with loans, mortgages and financial dependents should consider getting a policy. Although it’s common to get a new policy after a major life event (new baby, moving house), it might be a good idea to buy when you’re young and healthy as the premiums could be lower.


If you’re a home owner, your policy isn’t tied to your mortgage, so it’s still worth comparing your options to see if you can save on an existing policy.

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