Cities are worst for uninsured drivers, expert claims

19/09/2008

The UK's cities are the worst areas for the number of people without insurance, it has been claimed by the Motor Insurers' Bureau (MIB).

Recent research by the MIB found there are approximately two million uninsured drivers on the UK's roads, car insurance customers may be interested to learn.

Lorraine Preston, communications assistant at the MIB, said the organisation was "not surprised" by the findings of the report.

There are currently more uninsured drivers in the country's large cities because of the high concentration of vehicles, compared with more suburban or rural areas, Ms Preston explained.

According to the MIB, Barkerend in Bradford has proportionally more uninsured motorists than any other region of the UK, although six out of the ten worst areas were found to be in the West Midlands.

"There are many factors that can contribute to a decision to drive without insurance, but it is not only a crime to do so, but one that carries with it major unacceptable costs both human and financial," Ms Preston commented.

One reason for the rising number of people driving without insurance may be the cost of premiums.

Malcolm Tarling, spokesperson for the Association of British Insurers, recently said that the cost of personal injury awards has resulted in an increase in the cost of motor insurance premiums.

However, car insurance customers are likely to benefit from shopping around for deals as the market "remains a very competitive" one, Mr Tarling advised.

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