Wintry weather has proved to be a major problem for people all over the UK in recent weeks, with high winds and heavy rain causing a surge in insurance claims.
New figures from the AA show the end of 2013 was a busy time for cover providers, as it received about 1,000 claims for home insurance payouts on the back of Christmas storms and floods.
In addition, 130 car insurance customers sought compensation for damage caused to their vehicles as a result of the weather.
Simon Douglas, Director of AA Insurance, said the majority of the claims received by the firm are for broken windows and dislodged slates, while aerials being blown from roofs and trees brought down by high winds have also caused disruption.
Everyone who has made a claim has been authorised to take immediate action up to the value of £1,000 to make their homes safe again.
"This has been appreciated by customers who in many cases have been able to prevent further costly damage, for example by ingress of rain water," Mr Douglas explained.
And it is not only homeowners who were hit hard by the poor weather at the end of 2013, as a number of motorists also experienced damage to their cars as a result of wind and floods.
One issue Britons should watch out for is flood water, which can be deceptively deep and cause major problems for any type of vehicle.
Mr Douglas noted: "I'm concerned that so many drivers are reported to have ignored warnings not to drive down flooded roads, even attempting to drive through deep water covering a closed road."
Road users who do this will soon realise that even off-road cars are not built to deal with driving through floods.
This is because allowing water into a car's engine through the air intake system, no matter what model it is, will often lead to it being destroyed.
Although every effort is made to ensure the statements are accurate at the time of publication, comparethemarket.com cannot be held responsible for the consequences of any errors or omissions. Any views and opinions expressed in the article are not those of comparethemarket.com. The information has been provided by NewsReach.