What you need to know about comparing breakdown cover
There are two pretty safe bets when it comes to car breakdowns – they’ll happen at the most inconvenient times and more often than not in the most inconvenient places. That’s when breakdown cover comes into its own. Not only will it give you peace of mind any time you’re on the road, but it could you get back on the road when disaster strikes. And it doesn’t matter what kind of vehicle you drive as there are policies that cover car, van, motorbikes and scooters. You can even add it to your existing insurance in many cases.
There are also many types of breakdown cover available, from roadside assistance and recovery to onward travel. You can get help outside your home or, if travelling further afield, safeguard yourself throughout Europe with EU cover. And these packages can be bought separately or bundled together according to your needs.
Want to know what kind of cover is best for you? Read on…
Comparing breakdown quotes is easy with our comparison service. It’s simply a matter of choosing the right options.
What do you want to cover?
- A car (Breakdown cover can often be an add-on to comphrehensive car insurance policies)
- A van
- Or a motorbike
Where do you want to cover it?
Which type of cover do you want?
- Roadside assistance
- Roadside recovery
- Onward travel
- At home
- EU cover
Levels of cover can vary so choosing the right breakdown cover for you brings great peace of mind, whatever you drive, whenever you want, 365 days a year. Compare today at comparethemarket.com.
Why compare breakdown cover with comparethemarket.com?
From roadside assistance to onward travel to EU cover we can help find you a great deal.
We help you compare breakdown providers and show you an impartial, easy-to-read list of your prices.
Filter your results by policy type to find the most suitable cover for your car and a great value price.
Before you begin comparing breakdown cover
Its super simple to compare your breakdown cover options. We just need an idea of how old your vehicle is and some basic details about you.
If you’ve just bought a new car, you may want to check whether your dealership included any breakdown cover. If you get cover included, it’s worth checking the level and make sure you have everything you may need such as cover in the EU.
What type of breakdown cover is right for me?
What level of cover is right for you will of course depend on your individual circumstances and the level of cover you need. This is particularly true if you own a modern car with digital parts that require attention at a garage.
There are five main levels of breakdown cover. They can be bought separately but tend to be bundled together.
Roadside assistance. This is the most basic form of breakdown cover. This is when a recovery vehicle comes to where you have broken down and tries to fix it by the side of the road. If they can't, it's then taken to a destination of your choice within a 10 mile radius of where you've broken down (normally a garage).
Roadside recovery. This cover is the same as roadside assistance, but you get to pick the destination you’re taken to, anywhere in the UK.
Onward travel. This includes a means of continuing your journey. For example, some policies provide a replacement car while yours is at the garage, some offer reimbursement of public transport costs, and some even cover a night’s accommodation and medical assistance.
At home. This type of policy covers you if your car breaks down at your property or within a quarter mile radius of your house.
EU cover. This policy tends to include all of the other levels of cover, but is also applicable while you're abroad in the EU. Specific details will vary from policy to policy though, so be sure to check you’ve got all the information.
It's also worth remembering that all of these policies can be tied to you, no matter what car you drive (known as 'personal cover'), or tied to a vehicle, no matter who drives it (known as 'vehicle cover').
What happens if I have to use my breakdown cover?
Using your breakdown cover policy is simple and stress free.
Firstly, be prepared. It’s useful to keep a printed copy of your policy details in your car or downloaded to your phone. Then, if your car breaks down, all you need to do is call your breakdown provider. They will take down the details of where you are and roughly what the problem is, and then send a mechanic out to you.
Depending on the nature of the problem, and your level of cover, the mechanic will either fix the issue there and then or send you and your vehicle to a nearby garage.