Compare cheap car insurance quotes
Comparing car insurance isn’t exactly fun, but we think it should be simple. Whether you’re looking to beat your current provider’s renewal quote or you’re looking to insure a new vehicle, our simple and easy to use comparison service can save you time and help you find a cheaper car insurance deal. The numbers speak for themselves - you could save up to £282***.
Whatever your needs; Whether that be fully comprehensive insurance, third party cover or something more specialised we can help. Maybe you’re looking for a policy which includes black box insurance (don’t worry we will explain), covers young drivers or is specially designed for over 50s. Just click and get started. Simple.
What is car insurance?
Car insurance can provide you with cover if you’re involved in a car accident. It’s also a legal requirement, so if you own and drive a car, you’ll need it – no ifs, buts or maybes about it. If you’re caught without it, then you could be fined £300 and given six penalty points. If you end up in court, then you could face an unlimited fine and even be disqualified from driving. So, the golden rule of motoring: if you own a car – insure it.
What does car insurance cover?
It’s there to cover the cost of injury and damage to property, people or animals if your car is involved in an accident. Whether you’ll receive compensation for damages to you and your vehicle depends on the type of car insurance policy you have. Not all policies will be the same so make sure you read the small print and are happy with any exclusions – because it’s a bit late to find out about them after the event.
What types of car insurance are there?
There are three types of car insurance policy to choose from:
- Third party only – this is the minimum legal requirement. It only covers the cost of compensating other people for injury or damage done by you. It doesn’t provide you with any financial help for injury or repairs to your vehicle.
- Third party, fire and theft – this covers the cost of damage or injury to third parties but it will also give you compensation if your car is damaged due to fire or theft or if it is stolen.
- Comprehensive – as the name suggests, this will cover you for third party, fire and theft as well as damage caused to your vehicle. It could also include compensation for a number of things such as: medical treatment, legal expenses and accidental damage.
It’s also worth knowing that the typical car insurance policy lasts for 12 months and will need to be renewed each year. Your insurance might automatically renew when it’s about to expire, so remember to come back to comparethemarket.com to get the deal that’s right for you.
What car insurance is the best?
The best car insurance for you will depend on you and your circumstances, for example, a telematics policy might be ideal if you’re a young driver; but the financial benefits decrease for older drivers. However, it’s not just important to think about how, where and what you drive, consider your budget realistically and choose your policy type carefully. You might think a third party only policy is the cheapest option but weigh up all the pros and cons – you might be surprised at which offers better value. Of course, the only way to really know what’s best, is to compare – which you can do right here (lucky you) so, comparethemarket.com for all your car insurance needs – simples.
What details do I need to get a car insurance quote?
When you search for car insurance quotes, you’ll be asked all sorts of questions about you and your car – things like the car’s make, model and age, as well as details of your age, where you live, and the type of job you do. You’ll also be asked about how you use the car – whether or not you commute to work in it, use it for business purposes or just for pleasure. You should also know how many years of no claims discount you have (you’ll also need proof of this if you’re switching insurance provider). Be prepared to answer questions about your driving history too, and be honest about any driving convictions you have – if you don’t tell up front then you could end up invalidating your policy.
Is it cheaper to pay car insurance annually or monthly?
If you can, buying an annual car insurance policy is cheaper than paying by monthly instalments. Paying by month just means you’ll be coughing up for extra admin charges and you might also be charged interest. Just make sure you can afford to do so.
Why compare car insurance with comparethemarket.com?
We aim to make it simple. From first time drivers to over 50s, from Fords to Ferraris we help find the right car insurance policy for you.
As a customer you could save up to £282***, plus if you buy car insurance through us you can get MEERKAT MOVIES which gives you 2 for 1 cinema tickets* every week for a whole year.