It’s time to compare motorbike insurance
Looking to insure your motorbike? You’re in the right place. Moped, scooter, cruiser or sports bike, however you roll we’re here to help you find a cheaper deal. It doesn’t matter if you’ve got a 50cc or 125cc, or if you’re a young biker new to the road, we can get you covered in next to no time.
What do I need to know to get an insurance quote for my motorbike?
You’ll need the following basic information to start comparing motorbike insurance:
- Make and model of your motorbike – and registration, if you know it.
- The year your bike was manufactured (we can compare quotes for any bike manufactured during or after 1970).
- Details of any modifications after manufacture
- The value of your motorcycle and the date you bought it
- How long you’ve held your motorbike licence for
- Details of any claims or convictions you may have had
- Details of any additional riders, including any claims and convictions
- Any special security devices you carry or have had fitted to your motorbike.
What types of motorbike insurance cover are available?
Moped and scooter
Whether it’s your first run-around or a stop-gap until you pass your full bike test, a moped or scooter is cheap to buy and easy to insure. And we can help you compare some great deals to find the right moped and scooter insurance for you.
A high-performance bike built with speed in mind. Because of that, this type of bike can be more expensive to insure than other motorbikes on the market. Make sure you compare sports bike insurance to find a deal that suits you.
Increasingly popular with those who like to ride on and off the road, a supermoto bike can be used on your daily commute and on a dirt track for fun.
Whether it’s a 70s vintage model or an 80s Japanese favourite, you can compare great deals on your classic bike insurance with us, provided it was manufactured in 1970 or later.
If you love to travel and want to do so in style, this is the bike for you. And because it’s important that you’re properly covered for those long journeys in the UK and abroad, we compare insurance from a range of providers to help find a good deal for you.
If you’re into off-road riding, such as motor cross or track racing, then it can be expensive to insure your bike – particularly if it’s modified – as insurance providers consider anyone under 25 as high risk. That’s why it’s important to compare prices for insuring your off-road bike with us, to ensure you get a good deal.
Usually modelled after American bikes like Harley-Davidson, cruisers are large, heavy machines often sporting retro-styling. If you own one and have customised it to your taste, then this can bump up the cost of your premiums.
If you own a chopper – a motorcycle that’s been ‘chopped’ or modified from its original design – you might have particular insurance needs because your bike has been custom-made. Use our comparison service to make sure you get the right insurance for you, at a price you can afford.
What type of motorbike insurance is right for me?
There are three levels of motorbike insurance to choose from:
Third party only
This is the minimum required by the law. It covers you for any damage you do to others and their property. However, it won’t cover repairs to your motorbike, any personal medical expenses or theft of your bike.
Third party fire and theft
This offers the same cover as third party with added protection for your bike in case of fire or theft.
This offers all of the above, and covers injuries to yourself and repairs to your motorbike in the event of an accident.
What factors affect the cost of my motorbike insurance?
Looking for low cost motorbike insurance? There are a couple of ways to reduce the cost of your policy.
Secure your motorbike
Fitting an industry-approved alarm or lock could cut down the chances of your motorbike being stolen and thereby reduce the cost of your policy. Storing it in a garage or a secure lock-up at night could result in cheaper premiums.
Improve your driving skills
Riders with advanced motorcycle qualifications could be eligible for lower premiums. There are plenty of advanced riding courses in the UK, but they’re not all recognised by providers. Get in touch with your insurance provider to see if you’ll benefit from a particular course before you sign up for it.
Consider qualifications such as:
- BMF Blue Riband Advanced Rider
- BikeSafe Certificate
- Enhanced Rider Scheme
- RoSPA Advanced Motorcycle Training
- IAM RoadSmart Advanced Rider Course
What motorbike insurance add-ons are worth considering?
As well as insuring your motorbike, you might want to look into covering yourself and the equipment you use.
Legal expenses insurance
If you’re involved in a road accident and need to make a claim, or if a driver makes a claim against you, legal expenses insurance could cover all or some of the legal costs.
Helmet and leathers cover
Great if you damage your riding gear as a result of an accident.
Could get you back on the road in a flash if anything goes wrong with your bike.
Personal accident cover
Could offer peace of mind if you’re injured in an accident. It will cover things such as loss of limbs, permanent disability and accidental death.
Why compare motorbike insurance with comparethemarket.com
Our price comparison service is the most effective way to compare a range of motorbike insurance providers and get an overview of the deals available. Remember, we’re here to help you save money while getting the right cover for you.