What does snowboard insurance cover?
A good snowboard travel insurance policy should include more than the medical cover, cancellation, and lost or stolen luggage cover that you typically get with a standard policy – it should also cover you if:
- you lose your ski pass
- your snowboard or hired snowboard is damaged, lost or stolen
- your luggage is delayed and you need to hire equipment
- the piste is closed for more than 24 hours due to lack of snow, too much snow or the risk of an avalanche
- personal liability if your snowboarding causes an injury to someone else
- delays or re-location due to an avalanche
Frequently asked questions
Do I need specialist snowboard insurance?
If you’re planning a snowboarding holiday, it’s important to note that most standard travel insurance policies don’t cover the sport, so special cover is advisable.
Many people believe snowboarding is less dangerous than skiing, as the most common snowboarding injuries are wrist fractures, broken ankles and dislocated shoulders. These injuries may not be life threatening, but you’d still need mountain rescue, medical treatment and even a flight home if it’s medically necessary.
Medical costs for even minor injuries can be notoriously expensive. An air ambulance alone could set you back £10,000 and treatment for a knee ligament could cost as much as £3,800.
The right travel insurance policy could protect you against jaw-dropping costs if the worst should happen and you’re injured while snowboarding.
What doesn’t snowboard travel insurance cover?
Even with a specialist snowboarding policy in place, make sure you read the terms and conditions carefully to understand any exclusions. Most policies won’t cover:
- off-piste snowboarding
- competitive snowboarding
- injuries while snowboarding under the influence of alcohol or drugs
- injury as a result of a pre-existing medical condition that you failed to disclose to your insurance provider
Also, be aware that some insurance providers will insist that you wear a helmet for your policy to be valid.
Do I need snowboard travel insurance for Europe?
Although UK residents are entitled to a free European Health Insurance Card up until the Brexit deadline on 29 March 2019, the EHIC card alone won’t be enough to cover you for snowboarding accidents.
The EHIC will only cover emergency medical care in a public hospital. It won’t cover:
- mountain rescues
- treatment in a private hospital
- repatriation back to the UK if medically necessary
The right snowboard travel insurance could cover these costs in the event of a mountain top accident.
Travel insurance can also give you comprehensive cover for snowboarding in countries that aren’t in the EU such as the USA and Canada.
What else should I consider when buying snowboard travel insurance?
Compare snowboard travel insurance
We offer a quick and easy way to compare travel insurance providers, helping you save time and money so you can concentrate on the fun parts of your snowboarding trip. You can easily click on each policy to check what you’re covered for before committing to one.
Compare a range of snowboard travel insurance policies and find the right level of cover for your holiday needs.