Let’s start by stating the obvious - if you own a van you probably really need it. You don’t just buy a van on a whim, you get one because you need it for work or a hobby that’s important to you. So if that cherished machine were to break down, it could cause you quite a lot of bother.
You might already have van breakdown cover for that very reason. But what if you decide to take your van into Europe? What then? Will your van breakdown cover still be effective?
There are lots of reasons you might take your van into mainland Europe, what with the ever popular European campsites and the Euro Tunnel making it so much easier to get across the Channel. You might even be thinking about starting up a European courier company! But if you break down, what happens?
It’s bad enough being stuck on the side of the motorway with an unknown mechanical failure 50 miles from home. But being stuck on the side of a foreign motorway, where you can't speak the language, hundreds of miles from home… that puts a whole new perspective on the situation. So this is where European van breakdown cover saves the day.
Are you covered?
If you have van breakdown cover take a look at your policy to see if it includes European cover – if it does, that's great. If not, you can either see if it can be included as an add-on or take out a standalone policy. Some policies may include cover but only for a limited amount of days so please check your policy details to be sure.
Types of cover
If you're lucky enough to have a holiday home, family in Europe or you travel there for business, you may want to get annual European van breakdown cover.
You'll obviously get roadside assistance as standard, but you should also receive English speaking assistance. Some policies or add-ons will provide accommodation and a means of transport if your van can’t be repaired straight away. You may even find some policies that will transport your ailing van back to the UK or on to where you’re heading. But, there may be a limit on miles covered and you could find yourselves being charged for any extra mileage, so it's important to clarify this with the breakdown company.
Read all the small print carefully
The added complication of your van being in another country can make the breakdown cover less straightforward than a standard one, so make sure you read all the terms, conditions, clauses and exclusions carefully. You may find it's worth taking out a slightly more expensive cover that gives you a higher level of protection.
When you compare European van breakdown cover with us, you’ll be able to see a summary of cover for each insurer. To delve deeper, click onto each policy and look at those all-important clauses and exclusions. It won't take too long to get you a list of quotes, we just need some information about you and your van and we'll come back to you with a list of relevant quotes. You could be driving worry-free around Europe in no time.