What other insurance you may need?
As a laundry or cleaning business you’re also likely to have a number of pieces of specialist equipment. Damage to these could seriously impede your business and given the expensive replacement cost, it’s worth making sure that your machinery and general contents are covered for loss or damage from a range of perils, including fire, flood and theft.
Finally, if you offer collection or home delivery as part of your service, you’ll need to consider goods in transit cover as well as commercial vehicle. Most standard vehicle policies wouldn’t cover items in transit should they become damaged in an accident, which could leave you footing a sizeable bill.