That very much depends on what model you’ve bought, as well as your own driving record and experience.
One way to judge the potential price is to see what car insurance group it sits in. Typically, the lower the group, the lower the premium.
But this isn’t wholly straightforward either. The 3 Series Coupe alone spans insurance groups 21-42, so if you’re worried about the insurance costs, choose your model and engine size wisely.
The age of your car will also affect the cost – older cars might be cheaper to buy but may cost more to insure as their safety features and economic performance might not be up to the standards of a modern BMW.
These are the average quotes our customers obtained**:
BMW 118D: average premium £912.39 per year
BMW 320: average premium £904.39 per year
**Average price amount based on the top five quotes from Compare the Market data from 1 January 2019 to 1 April 2019. The average is based on all variations of the vehicle model and uses risk data from people with different age ranges, addresses and driving histories. You may find a cheaper or more expensive quote based on your circumstances