A simples guide

BMW 1 Series car insurance

BMW has come a long way since its inception in 1916. Having initially made a name for itself as an aircraft engine manufacturer, the company shifted its attention to motorcycles in 1923, and then cars – starting with the mighty 15 horsepower Austin Seven in 1928. 


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Not just cars...

The German automotive behemoth has clearly done something right, as it’s gone on to become one of world’s largest manufacturers of luxury cars such as the classic 1 Series M Coupe, and the quirky M1. But that’s not all. BMW also produces the iconic Mini, and owns high-end luxury car brand Rolls Royce.

It also sells a wide range of motorbikes. Incidentally, if you’re looking for motorbike insurance, you can check it out here.

Why should you buy a BMW 1 Series car?

Introduced in 2004, the BMW 1 Series is a line of compact premium hatchbacks, designed to rival the likes of the Audi A3, Volkswagen Golf, and Mercedes A-Class. Praised for being sporty, luxurious, efficient and practical, the BMW 1 Series is an all-rounder. It comes in different models, including the 3 or 5-door hatchback, coupe and the elegant convertible.

Both the petrol and diesel engines offer good performance and economy: the 2 litre petrol engine will return 35 miles per gallon, while the diesel engine is capable of 50 miles per gallon.

The BMW 1 Series makes an ideal family run-around, or a nippy company car, as it’s smooth to drive and cost effective to run, while having that desirable BMW badge on its nose.

In addition, the BMW 1 Series ranks highly in Euro NCAP safety ratings – scoring top marks for adult occupant safety.

front of bmw

What insurance group is BMW 1 Series?

There are a range of BMW 1 Series models, from the 1.6 Hatchback, to the M Coupe. Each has its own specifications and insurance groups. 

Insurance for BMW 1 Series varies. Each car is assigned to a category – for example saloon, 4x4 or high performance sports, and insurers charge differently for each. BMW 1 series insurance groups range from 1-50, with 1 being the cheapest to insure.

As you can see from the handy table below, BMW 1 Series cars fall into a range of categories. It will give you an idea as to how much it will cost to insure your dream model. The table also includes the road tax categories, which is another thing to take into consideration when budgeting for insurance, as typically a higher insurance and tax bracket results in higher insurance premiums.

Specification                 AQ              Group Ratings           Tax Bracket Range

Convertible (08-on)     2.0-3.0                24-38                                D-K

Coupe (07 on)              2.0-3.0                22-36                                C-K

Hatchback (04-11)       1.6-3.0                17-34                                 C-L

Hatchback (11 on)        1.6-3.0               12-39                                 A-G

M Coupe                        3.0                     42                                        K

Hand on steering wheel

How much will it cost?

Based on data we’ve collected here at comparethemarket.com, the average yearly quote for BMW 1 Series car insurance comes in at £707.43. Our average premiums are based on all our customer quotes, from people with different age ranges, addresses and driving histories. You may find a cheaper or more expensive quote based on your personal circumstances. 

Why use comparethemarket.com?

Whichever model you drive, it’s important to have the right BMW insurance in place.

At comparethemarket.com we compare over one hundred insurance providers to uncover the best insurance deals out there. Want to find the best insurance on BMW 1 Series to suit your needs? Use our handy car insurance comparison tool and let us do the searching for you. 

All average price amounts based on comparethemarket.com data in February 2016




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