Are other family members insured to drive my car
You might have been expecting there to be a fourth option as it used to be commonly the case that if you had comprehensive insurance, you’d be automatically covered to drive any vehicle on a third party basis. However, this is no longer the case, so be very careful if you have family members assuming they can borrow your car under their policy.
It’s always a really good idea to check the policy documentation at the time you’re taking out the insurance. Check that you have the cover that you need and also that you’re happy with the policy exclusions and excesses.