7. Restrict how much you drive
Limiting the amount of time you’re on the road obviously reduces your risk and with it, your premium. All policies ask for a maximum mileage, so set this as low as is realistically achievable.
But make sure you tell the truth – if you significantly underestimate your mileage and then make a claim, your policy could be invalid.
8. Drive well
The consequences of driving well will, over time lead to lower premiums. If you start racking up the penalty points you will start pushing up your premiums too. If you do incur some points remember, you do need to tell the insurer. They may affect your premium, and failure to tell them might have consequences for your cover.
If you’re confident in your abilities you may want to investigate getting a black box insurance policy. The black box refers to a gadget placed in the car that relays details of how you’re driving to your insurer or it could be an app that you download to your phone for some insurers. They could reward your good driving behaviour with lower insurance premiums.
So you see, there are many things you can do in order to reduce the cost of your cover. What are you waiting for, get comparing today.