What are the benefits of a telematics policy?
Because a black box records how you drive, your premium will be based on your data rather than the statistics of thousands of others. This means you can be confident that your premium is an accurate assessment of your driving skills and your personal circumstances.
If you do have a black box, it also has the added benefit of being an anti-theft device – because it contains a GPS tracker, it means that if your car was stolen, it could be tracked down more easily.
And because your black box also checks speed, braking and acceleration, it’s also a good way of recording accidents. Any forceful impact will be relayed back to your insurance provider which could help with any claims made and it can also mean your provider can notify emergency services quickly if a serious accident occurred.