You’ve put in the leg-work, the clutch-work, the “mirrors, signals and turn” on top of working out what a dipstick is for. You’ve passed your practical driving test - congratulations! Now, comes the tougher part – convincing the bank of mum and dad to give you a helping hand with your first car.
Read our tips on making sure you get the right first car
If you show whoever’s holding the purse strings that you’re a sensible, calm and aware driver, they’re more likely to help out when it comes to your own set of wheels. It doesn’t guarantee you a car, but completing a Pass Plus course will help show your dedication to being a good, safe driver, not just a legal one. And it could even come in handy when looking to lower your car insurance premium!
2. Find the right car for you
Getting a car could mean a lot more independence, and one step towards that is finding the right car for you. If you want mum and dad to give you a helping hand, then don’t just think big and flashy, think safe. When they wave you off on your First solo journey they’ll want to know you’re ok out there by yourself. So if you’ve found a few cars you like the look of, find out the Euro NCAP safety ratings for each one, to compare safety performance.
Did you know?
The number of young car drivers injured in accidents has reduced by a whopping 80% since 1982.
3. Do your research!
If you’re lucky enough to have someone willing to help support you financially towards your new ride, don’t take it for granted by making them do all the work of finding car insurance for you. Be proactive and use our car insurance comparison service to get a quick quote to see how much the insurance might cost. Before setting your sights on a particular make and model, you could also run the details through our car insurance group checker, as premiums will vary based on the car's group, typically the higher the group the higher the insurance premium.
Did you know?
Some insurance policies, designed for younger people and newly-qualified drivers, can adjust the premium based on how well you drive? A telematics device (this could be a black box, an app on your phone, a dongle) in your car will record how you drive, passing the data to your insurance provider. Our data shows, when comparing policies, telematics policies were the cheapest policy available to young drivers, the average saving for 17-20 year olds was a whopping £1,628.57.**
**Average price amount based on the top five quotes from Compare the Market data from 1 July 2019 to 1 October 2019. The average is based on all variations of the vehicle model and uses risk data from people with different age ranges, addresses and driving histories. You may find a cheaper or more expensive quote based on your circumstances.
4. Consider the running costs
If you're really lucky, to get a bit of financial help towards a car then make sure you consider running costs. These include a yearly MOT, ongoing insurance, fuel and road tax. According to our data, if you're between 17 and 24 that’ll be an average of £1,220 per year. But knowledge is power, and that's where choosing the right car model, and insurance policy can help to keep the cost down.
Did you know?
When you consider that almost one in six job applications require a full driving licence, you're open to more streams of income, and that could be a pretty tidy way of offsetting the costs.