Kia Rio car insurance

What makes the Kia Rio so great?

The main thing that makes the little Rio stand out, is its warranty – because it’s a Kia, it comes with a seven year, 100,000-mile warranty that’s fully transferable. So ownership is pretty stress free and it’s also a reflection of the confidence Kia clearly have in their product.

It’s also a safe car – Euro NCAP the car safety experts have given the Rio the full five stars for 2011 models onwards. Rios comes with a whole load of safety features as standard across the versions they do so you know you’re in safe wheels. Equipment as standard includes:

• anti-lock braking (which stops your car from skidding about too much)
• electronic stability control (which just makes sure your car’s always stable and reduces the risk of sliding around)
• twin front airbags
• side and curtain airbags
• Isofix fittings
• child safety door locks

So if you’re accident prone or just want to make sure you’re safe on the roads then the Kia Rio could be for you.

The Rio’s longer than competitors the Fiesta and the Polo so there’s more space and four adults can very comfortably travel on longer journeys. You can fit five adults but probably only best for trips to the local shops.

You can choose the Rio in three or five door options and as they come with Isofix fittings, you’ll be able to conveniently get a child car seat in the latter models. Storage is also good so if you are travelling with kids, then there’s lots of room to store essentials. Door bins are generous and there are cup holders and a large glovebox. So it’s solid, practical and well-built inside.

The newer models are also well equipped in the infotainment area too, with a USB port as standard which allows you to simply plug in your smartphone to listen to your music rather than faff around with the stereo. If you opt for the higher spec models you can even enjoy a touchscreen and sat nav system.

The Rio shouldn’t cost you a fortune to insure (so long as your claims history is good) but if you wanted to lower the cost of your insurance further, here are some points to consider:

• Increase your voluntary excess – this could lower your premium but make sure you can actually afford the total excess (compulsory + voluntary) if you come to claim.
• Be accurate about mileage – rounding up might be the easy thing to do but it could push you up into the next price bracket so be accurate. Just make sure you’re honest because it could invalidate your policy if you tell porkies.
• Invest in security – storing your car in a locked garage or on a drive at night is the best thing to do, but it’s not always practical so invest in an approved security device instead which should make your insurer happy. Just remember that you may have to speak directly to your insurance provider for this saving to be reflected.
• Telematics insurance – these policies mean that a ‘black box’ is installed which monitors your driving, if you drive well (according to your insurer) then it could result in your premiums being reduced faster than building up a no claims over several years.

Comparing insurance

But the best way to be sure about getting the best price for your insurance is to comparethemarket (naturally) just answer a few questions and we’ll do the searching for you. It’s quick and easy so let’s compare…