Car insurance for provisional drivers
When you’re learning to drive and indeed for a while after you pass your test, you’re likely to find that your car insurance is expensive. Unfortunately, new and young drivers are considered risky by insurers because of their inexperience.
Statistics suggest that new drivers are likely to have more accidents than those who have been driving for longer. You’ll also have had no chance of building up no claims bonuses which will help keep your premiums down later in life.
There are a few insurance options that you should consider to ensure that you have the right cover in place before hitting the road.
Getting added to someone else’s insurance
It is possible to be added as a named driver to someone else’s insurance policy. This means you could ask to be added to your parents, relatives or friends insurance. While this is possible in theory, the price will depend on who the other driver is and the insurer concerned. Some insurers may not like a learner driver being added as a named driver, and with others the costs could be significant. There may also be an admin charge just to make the change to the policy.