So how do I move it then?
That depends on who your previous insurance provider was and who your new one is, as each will handle the process slightly differently. When your existing policy comes up for review, you’ll usually get a renewal letter which will provide details about your cover, car and how many years of no claims you’ve built up. But then again, sometimes you won’t and you’ll need to request your no claims information separately. Usually it’s straightforward and you’ll be able to ask for proof online or via a dedicated customer care number.
When it comes to giving your new insurance provider proof, some will let you fill in an online form to confirm your NCD and they’ll follow it up from there; others will accept a scanned and emailed copy but some may want a hard copy of written confirmation. Your written confirmation should be on official headed paper and show the name of the main driver and the car details, the expiry date if your policy, as well as the number of years NCD that you have.
Make sure you send your new provider the proof they need within the time frame they’ve set out, otherwise they could cancel your insurance. It’s also worth asking for confirmation that your new insurance provider’s received your evidence because we all know how letters can get lost in the post.