Your insurance provider can help you recover stolen number plates
Policy costs aside, it’s important to let your insurance provider know you have personalised registration plates. This is because if your car is stolen and you have to make a claim, the insurance provider will become the legal owner of the car and its registration.
If you’ve contacted them in advance to let them know the number plate is personalised, they can help you get it back to put on another car. You can also ask your provider to declare to the DVLA that they’ve ‘no interest’ in the number plate, so it’s clear after a theft that the plates belong to you, not to them.
It’s also worth knowing that the private number plate rules, for claiming back unused car tax from a stolen car, are a little different. You’ll need to apply to the DLVA for a refund, unlike with a standard plate, where the refund is automatic.