Is there anything I can do to lower my car insurance?
There’ll be some things you won’t have control over but which could have a positive impact on your car insurance – such as whether your car has the luxury of being kept in a secure garage overnight. But there are some other areas where you will be able to make a difference such as:
- Security features – is your Renault fitted with an approved alarm system, a good deterrent could result in paying less insurance
-Your excess – increasing your excess could also result in a lower premium – but be warned - make sure you can actually afford the total excess (voluntary plus compulsory or inexperienced driver excess) in case you do have to make a claim
- Pay up front – don’t pay monthly if you can help it, paying in one go means you’ll avoid any interest charges
- Add ons – check whether you need all of the expensive add on cover but make sure you’re clear on the consequences of not having them
Black box insurance
This is another way where you can potentially save money on your car insurance. Telematics – to give it its technical name basically records how and when you drive. A small smartphone sized box is fitted to your car or it is available as an app on your smartphone. If it records that you’re driving by the book – it could mean quicker savings compared to the traditional route of driving for years and building up your no claims.
How do I start comparing?
That’s the easy bit – we work with over 100 insurance providers so we’re confident that we can find the best priced insurance for you. So why not start comparing the market with us today as we’re one of the UK’s largest comparison site.
All average price amounts are based on Comparethemarket data in February 2016