Two things about
A ‘No Claims Discount’ is a discount an insurer can offer you for not having made any claims on your cheap car insurance. They figure that if you’re less likely to claim, you’re less of a risk to them. Common sense really.
You can have limitless years of no claims bonus
There’s no limit to how long you can keep racking up those claim-free years.
But after five years you probably won't see more of a discount
Typically your discount will hit a ceiling after five years without a claim. That’s no reason to go and have a crash every five years though (as you’ll lose the discount you had).
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