Insuring the Vauxhall Astra
As with other car manufacturers, the cost of insuring a Vauxhall will be calculated by insurance providers and will depend on many things. Some of the factors relate to you, while others depend on the car itself. This can even differ between the types of Vauxhall available, from Vauxhall Adam to a Vauxhall Corsa - you could find yourself having a different premium.
The factors that go into calculating the cost of your car insurance include:
- Your age
- How long you’ve been driving
- Where in the country you live
- How many miles a year you will drive
- Your cars market value
- Which ‘insurance group’ the car belongs to
Looking at the insurance group that the car belongs to gives you an idea about how cheap the car is to insure.
The insurance group is a rating system devised by insurance bodies which gives all cars a group number between 1 and 50. Typically the lower the group the cheaper the insurance will be. The rating takes into account a number of different things such as:
- The power of the car
- How cheap it is to repair
- The cost of spare parts
- The availability of spare parts
So, let’s have a look at the new Astra insurance groups.
If you’re looking for an Astra, there’s certainly a lot of choice. There have been over twenty different model types over the years and that’s before you even start to consider the engine type etc.
If we take the latest model, the insurance groups are as follows.