Compare Ford Ka car insurance

Start a quote

Frequently asked questions

  • What is the Ford Ka?
  • How much does a Ford Ka cost to insure?
  • Can I cut the cost of my Ford Ka insurance?
  • Where can I find Ford Ka insurance?

What is the Ford Ka?

The smallest member of the ever-expanding Ford stable, the Ford Ka was introduced to the market in 1996, and made an immediate impression. Loved for its affordability, dependability and low running costs, it was considered by many as way better than any other urban runabout on the market.

The second generation Ka went on sale in 2009, and has proven to be just as popular – in fact it’s the third most popular Ford model after the Fiesta and Focus.

How much does a Ford Ka cost to insure?

According to our data, the average cost of insurance for a Ford Ka is £700.37*.

Ford Ka insurance quotes vary from model to model, so you need to factor that in to your budgeting. If you're looking to save money and lower your premium, it's worth taking a look to see which insurance group your car is in.   

Ford Ka insurance groups are set by the Group Rating Panel, which consists of members of the Association of British Insurers (ABI) and Lloyds Market Association (LMA).  

The role of the Panel is to assign every new car model to an insurance group from 1 to 50. As a general rule, cars in the lower insurance groups attract a lower premium. This table shows the insurance groups of the various Ford Ka models.

Model Insurance Group
1.3 10
Studio 10
Collection 10
Style 11

The good news? The latest Ka model falls into insurance Group 2, which makes it a fantastic choice if pennies are tight.

*All average price amounts based on Compare the Market data from 1st Oct 2018 to 31st Dec 2018. These averages are based on all our customer quotes, from people with different age ranges, addresses and driving histories. You may find a cheaper or more expensive quote based on your circumstances.

Can I cut the cost of my Ford Ka insurance?

There is plenty you can do to try to lower your insurance premium on your Ford Ka. You may want to think about telematics insurance for starters. Increasing your voluntary excess may also be an option (just be sure that you can afford it in the event of an accident). Another factor of importance when it comes to calculating car insurance premiums is where you park your car overnight – a locked garage may be safer than the street in the eyes of some insurance providers.

Where can I find Ford Ka insurance?

Whichever Ford Ka model you drive, Compare the Market can help you find the right car insurance. We’ll compare more than 90 insurance providers to make sure you find a quote that meets your budget.  

Do you own a different make of car? Visit our manufacturers hub to research what you may pay for car insurance in the future.

Looking for a Quote?

Compare car insurance in minutes to see if you can save

Get a quote