A simples guide

Ford Ka car insurance

One of the bestselling and most trusted car brands in the UK, Ford has been manufacturing cars since 1909. Its range of models come in all shapes and sizes, with many boasting class-leading chassis dynamics and spacious interiors.


From the practical Ford Focus, to the spacious, family-friendly C-MAX, Ford cars are renowned for their reliability and affordability.


What’s so great about the Ford Ka?

The smallest member of the ever-expanding Ford stable, the Ford Ka was introduced to the market in 1996, and made an immediate impression. Loved for its affordability, dependability and low running costs, it was considered by many as way better than any other urban runabout on the market.

The second generation Ka went on sale in 2009, and has proven to be just as popular – in fact it’s the third most popular Ford model after the Fiesta and Focus.

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Why pick a Ford Ka?

The Ford Ka is an excellent city car that offers great value for money and a decent ride. If you’re on a tight budget and want something simple to get you from A-to-B, you can’t do much better. It’s also a dream of a first car – the low tax and petrol costs, coupled with its compact and simple design, make it ideal for new, cash-strapped drivers. The icing on the cake is the potentially affordable insurance.   

How to choose your Ford Ka Car Insurance

As any new drivers will know, car insurance for young and first-time drivers is expensive. But there is a silver lining. Our research has found that the Ford Ka ranks fifth in the top ten cheapest cars to insure for 17 to 25 year olds. So you can afford to buy insurance for your Ford Ka and still have money left over for a social life!

Which insurance group is Ford Ka in?

Ford Ka insurance quotes vary from model to model, so you need to factor that in to your budgeting. If you're looking to save money and lower your premium, it's worth taking a look to see which insurance group your car is in.  

Ford Ka insurance groups are set by the Group Rating Panel, which consists of members of the Association of British Insurers (ABI) and Lloyds Market Association (LMA).

The role of the Panel is to assign every new car model to an insurance group from 1 to 50. As a general rule, cars in the lower insurance groups attract a lower premium.

This handy table will give you an idea of the insurance groups of the various Ford Ka models.

1.3i Model      Insurance Group

1.3i Now 3d              10

1.3i (70ps) 3d            10

1.3i 3d                       10

1.3i 2 3d                    10

1.3i 3 3d                     10

Studio Model             Insurance Group

1.3i Studio (70ps) 3d             10

Style Model                Insurance Group

1.3i Style (70ps) 3d               11

1.3i Style 3d                          11

Collection Model         Insurance Group

1.3i Collection (70ps) 3d          10

1.3i Collection 3d                     10

The good news? The latest Ka model falls into insurance Group 2, which makes it a fantastic choice if pennies are tight.

It’s also worth bearing in mind that a third generation model will be released later in 2016..

So let’s talk numbers. How much will the insurance for your Ford Ka set you back? Based on data we’ve put together at comparethemarket.com, the average quote Ford Ka comes in at £561.11, which makes Ford Ka car insurance well worth considering.

Our average premiums are based on all our customer quotes, from people with different age ranges, addresses and driving histories. You may find a cheaper or more expensive quote based on your personal circumstances.

Why choose comparethemarket.com?

Whichever Ford Ka model you drive, comparethemarket.com can help you find the right car insurance. We’ll compare more than 100 insurance providers to make sure you find a quote that meets your budget. Simples!

All average price amounts and cheapest car makes for under 25 year olds, based on comparethemarket.com data in February 2016
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