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Frequently asked questions

  • How much does a Lotus cost to insure?
  • Can I cut the cost of my Lotus car insurance?
  • Where can I find Lotus car insurance?

How much does a Lotus cost to insure?

The good news is that, considering their status, many Lotus models won’t cost as much to insure as you might expect – especially if you compare quotes from different insurance providers.  

These are the average quotes* our customers obtained:

  • Lotus Elise: average premium £476.47 per year
  • Lotus Exige: average premium £900.04 per year
  • Lotus Evora: average premium £752.80 per year

Lotus cars tend to fit into the higher bracket of insurance groups due to their sports nature, fast acceleration and high speeds.

Model Insurance Group
Lotus Elan S2 2d 30
Lotus Elise 340R 42
Lotus Elise 42-48
1.8 Lotus Elise 43
1.8 111S Lotus Elise 48
Lotus Europa 46-47

*All average price amounts based on Compare the Market data in September 2018. These averages are based on all our customer quotes, from people with different age ranges, addresses and driving histories. You may find a cheaper or more expensive quote based on your circumstances.

Can I cut the cost of my Lotus car insurance?

There are no guarantees, but there are a few steps you can take to try to lower your premium. Reducing your annual mileage is something to consider. And you may save money by paying off your premium in one go instead of in monthly instalments.  

It is also advisable to park your car somewhere safe at night and to fit your Lotus with a few extra security features, like an immobiliser and an alarm.

Where can I find Lotus car insurance?

With our help, you can compare more than 90 insurance providers in minutes. By simply entering information about yourself and your car, we can present you with quotes with the right level of cover for you and your prized Lotus.  

Don’t forget to take a look at our manufacturers hub if you would like more info on car insurance costs for a range of other makes and models.

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