How affordable is Lotus car insurance?
Although these cars are very sports orientated and you would expect premiums to be through the roof, our experience suggests that it might not be quite as expensive as you might think.
Based on comparison results we have provided drivers, Lotus Elise insurance cover averages just £939.15 for an individual, whilst the Esprit is significantly cheaper at just £228.72.**
The cheapest Lotus model to insure is the Lotus Elan with the average insurance premium for this model being only a very affordable £136.53 for an individual.**
From our experience, the Lotus Exige and Evora models are the most expensive to insure. This is closely followed by the Lotus Elise, however this still remains the most popular model by a significant amount.
It is also worth noting that most Lotus drivers tend to be more experienced behind the wheel in comparison to makes such as Peugeot or Ford (you wouldn’t often see a student driving around in a Lotus Esprit). This affects your insurance price as more experienced drivers are typically seen as less of a risk and therefore obtain better rates.
**Based on Compare the Market data from May 2018.