Bank of Scotland Car Insurance

Bank of Scotland has been providing insurance for many years. It’s trusted by its customers to offer a high standard of service and benefits. If you need to make a claim you can contact them 7 days a week, 24 hours a day. That means you don’t have to worry if you have an accident out of office hours, the Bank of Scotland car insurance helpline is always open on 0330 018 5561 and you’ll be phoning a UK call centre.

If you like to do things for yourself, you can also make use of the self-service centre function, which enables you to print off your documents, make payments and add extra levels of cover, amongst other things.

Bank of Scotland car insurance

Bank of Scotland car insurance has a wide range of benefits with comprehensive cover, they include:

  • 60 days’ European cover with the same level of insurance you have in the UK
  • 24-hour helpline – even if you have an accident in the middle of the night, there will be a claims handler available to help you
  • Courtesy car whilst your vehicle is being repaired (subject to availability)
  • 3-year repair guarantee
  • New car replacement if your vehicle is stolen, as long as it is less than 12 months old and you’ve owned it since it was new
  • Cover against malicious damage – if your car gets scratched or damaged and you don’t know who did it, you can claim for repairs with this cover
  • Windscreen cover
  • Car audio and Sat Nav cover
  • Personal belongings
  • Medical expenses
  • Replacement keys and locks

If you would prefer to take out third party fire and theft cover, then Bank of Scotland car insurance Third Party Fire and Theft (TPFT) cover will give you the following:

  • Cover against fire
  • Cover against theft
  • Third party cover for injury to other people or damage to property – if one of your passengers is injured, or any other person in an accident that’s your fault you’ll be covered for the injuries sustained to those people and for any property that’s been damaged
  • Car auto and Sat Nav equipment (limits apply)
  • 60 days European driving with the same level of cover you have in the UK
bank of scotland third party fire and theft insurance

You can also add extras on to your insurance to give you a better coverage:

  • Motor Legal Protection – you might need help if you have an accident that’s not your fault, to reclaim your uninsured losses. These are things like your policy excess, personal injury, loss of earnings or car hire expenses
  • RAC Breakdown – breakdown cover with the RAC will give you a choice of six different levels, so you can get the one that suits you best. Includes assistance at home, by the roadside, recovery, onward travel and breakdowns which occur when you’re driving in Europe.
  • Keycare Cover – covers you for a call out anywhere in the UK, locksmith’s charges and new keys and locks. It covers all immediate members of your family and making a claim won’t affect your no claims discount (limits apply)
  • Guaranteed Replacement Car – if your car is stolen, can’t be driven after an accident or is written-off you’ll get a guaranteed replacement car
  • No Claims Discount Protection – if you have 4 or more years NCD you can protect the number of year’s discount you have accumulated for an additional cost.  If you make one or two claims within a three year period of cover, then the number of years discount will not be impacted.  Three or more claims will result in a reduced discount. If selected, the cost of No Claims Discount Protection is calculated as a percentage of the insurance policy premium and displayed separately on your price presentation page at the end of your quote.

Get a quote

You can get a competitive Bank of Scotland car insurance quote today and see how much money you can save. They also offer home insurance with great benefits and two levels of cover.

All car insurance from Bank of Scotland is subject to terms and conditions, as well as financial limits. Check your policy to find out how much cover you have.

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