BG car insurance

BG Insurance specialise in car insurance for drivers with convictions. They have a UK call centre and a friendly team of staff who will assist you if you need to make a claim.


Barry Grainger car insurance


What benefits should you look for with a BG Insurance Comprehensive insurance policy?

  • Cover for accidental damage to your vehicle, even if you caused it yourself
  • Cover for fire
  • Cover for theft or attempted theft
  • Cover which protects you if you cause an accident and your passengers, or other people are injured
  • Cover if you damage property due to an accident that’s your fault
  • Windscreen and windows
  • Driving in Europe
  • Cover for audio or Sat Nav equipment
  • 24 hour claims line

Terms and conditions apply 

Extra benefits you could have with comprehensive insurance (depending on the insurance provider)

  • Courtesy car whilst your vehicle is being repaired (usually it’s subject to availability)
  • Windscreen cover – Also includes the glass in your windows and some companies also insure sun roofs
  • Replacement keys because of loss or theft – Includes locksmith’s charges and replacement locks
  • Cover to drive in Europe with the same cover as you have in the UK
  • Personal belongings cover
  • New Child car seat if stolen or damaged in an accident or by fire
  • Accommodation overnight if you cannot get home after an accident and your car can’t be driven.

Terms and conditions apply


What should you look for in Third Party Fire and Theft Cover?

  • Cover for damage to property
  • Cover for injury to your passengers and any other third party
  • Cover against theft
  • Cover against fire
  • 24 hour claims line and/or self-service
  • Replacement child car seats if stolen or damaged by theft or fire
  • Cover for overnight accommodation or onward travel if you have an accident and you can’t drive your car
  • Cover to drive in Europe
  • Replacement keys and locks

All these benefits are subject to terms and conditions, so it is important to check your policy document once you receive it.

You’ll probably be asked if you want to pay extra for additions to your policy and these will be for benefits such as:

  • Breakdown cover – You’ll be asked if you want home start, which will help you if your car won’t start whilst you’re at home, roadside rescue, if you break down whilst on a journey, national, which will cover you anywhere in the UK, or European cover whilst you’re driving abroad in Europe
  • Legal assistance – To help you if you have an accident that isn’t your fault and you need to claim things like your policy excess, loss of earnings, personal injury and other expenses
  • Protected no claims bonus
  • Higher level of replacement keys and locks cover, sometimes includes house keys
  • Excess protection - claim back your excess for up to 2 fault claims in one insurance year

Terms and conditions apply

Get a BG Insurance car insurance quote today and find out how much you will be saving on your car insurance.

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