Budget Insurance car insurance

Compare quotes for Budget Insurance car insurance today.

Compare quotes for Budget Insurance car insurance today.

Why get car insurance from Budget Insurance?

Budget car insurance offers simple, flexible car insurance at whatever level of cover you’re looking for. It has a 24/7 UK claims helpline should you need it, and its customer service team is also on hand if you have any questions about your car insurance quote or your existing policy.

Budget Insurance works with a network of leading insurance providers so you can be sure you’re getting great cover, at a good price.

As well as car insurance, Budget Insurance offers:

Budget is part of the BGLi Group, which provides a range of motor and home insurance products through different brands, including Budget Insurance. The BGLi Group has won awards for Contact Centre of the Year and also Excellence in Technology Distribution at the 2022 Insurance Times Awards.

How to contact Budget Insurance

Questions about new car insurance quotes can be answered on
0344 871 0099. You can call:
Monday to Friday 8am-8pm,
Saturday 8am-6pm and Sunday 10am-4pm.

Existing customers should log into their online account and the webchat team will be happy to help in the first place. The claims line – details are provided in your policy documents – is open 24/7.

What types of car insurance can I get with Budget Insurance?

Budget Insurance offers a choice of:

Comprehensive insurance offers you the fullest protection for your car, with many benefits built in as standard that may need to be added on as extras with other providers. With comprehensive insurance from Budget Insurance, you’ll benefit from the following cover.

Motor legal protection

Included as standard in your policy.

Courtesy car

Provides you with a courtesy vehicle, subject to availability.

Vandalism promise

Your excess will be refunded if you make a valid claim.

Driving abroad

Up to 60 days’ cover for you and named drivers for countries set out in your policy.

Personal accident benefits

If you or your partner are injured or killed in an incident involving your car.

Windscreen cover

Cover for the cost of repairing or replacing glass on your vehicle.

Emergency transport

Offers reimbursement for alternative travel expenses or emergency overnight accommodation to set levels.

Replacement locks

Cover if your vehicle keys or ignition device are stolen.

Comprehensive insurance also offers uninsured driver cover, so your excess will be refunded if you’re hit by an uninsured driver in an accident that wasn’t your fault.

You can also claim for up to £300 towards the cost of replacement child seats even if there’s no apparent damage, as part of a claim on your main car policy.

Budget Insurance allows you to decide whether you want to pay for your insurance in a one-off annual payment or spread the cost across monthly payments (subject to status).

What car insurance add-ons can I get from Budget Insurance?

Additional cover from Budget Insurance includes:

  • Keycare cover – offers cover for keys that have been permanently lost, stolen, locked in a building or vehicle, new locks and even reprogramming your immobiliser with no excess to pay.
  • Guaranteed replacement car cover – offers a replacement car of a similar size to your own for up to 60 days’ hire or a set cash sum, if you prefer, where you’re involved in an accident and your car isn’t driveable or if your car is stolen.
  • Breakdown cover – with five levels of assistance to choose from.

Why compare Budget Insurance car insurance quotes with Compare the Market?

Compare quotes quickly

It takes just 7 minutes[1] to compare car insurance with Compare the Market.

Rated excellent on Trustpilot

We have a score of 4.8 on Trustpilot[2]

Tailor your quote

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[1] Correct as of September 2023.

[2] As of October 2023, Compare the Market had an average rating of 4.8 out of 5 from 35,144 people who left a review on Trustpilot. The score 4.8 corresponds to the Star Label ‘Excellent’.  

What Defaqto star ratings do Budget Insurance policies get?

Budget Insurance Services gets a 4-star rating from Defaqto for car insurance.

See our guide to Defaqto.

How well is Budget Insurance reviewed on Trustpilot?

Budget Insurance had a 4.5 Excellent rating on Trustpilot from 12,637 ratings in April 2023.

See Budget Insurance's current Trustpilot rating.

Frequently asked questions

Can I cancel a policy with Budget Insurance?

Yes, you can cancel your policy at any time before the expiry date. You’ll need to contact your insurance provider directly. Whether you get a refund and how much it is will depend on:

  • When you cancel your policy. For example, if it’s within the 14-day cooling off period or later
  • Your payment method
  • Any cancellation fees applicable.

If you drive your car once you’ve cancelled your car insurance with Budget Insurance, you must make sure you have alternative cover in place, otherwise you’ll be breaking the law.

Who underwrites policies from Budget Insurance?

As Budget Insurance provides insurance from different providers, this may vary among policies. Your schedule of insurance will show you the name and address of the insurance provider that’s underwriting your policy.

Is it possible to add other drivers to a Budget Insurance car policy?

Yes, you can add up to five additional drivers to your policy. In some cases, Budget Insurance could also offer cover for any driver over the age of 25.

Does Budget Insurance offer black box insurance?

No, Budget Insurance doesn’t currently offer telematics or black box insurance.

Does Budget Insurance offer temporary cover?

Yes, you can add a driver to your policy temporarily. You’ll need to provide information about them and their driving history, which will be taken into account before they’re accepted onto the policy.

If you want to use someone else’s car temporarily on your policy, driving other cars cover only applies if shown on your certificate of motor insurance. So, check carefully before you drive.

Budget Insurance doesn’t offer short-term temporary policies, though. See more on temporary car insurance.

Does Budget Insurance offer pay-as-you-go insurance?

Budget Insurance doesn’t offer pay-as-you-go insurance but you can spread the cost of your annual policy across monthly payments (subject to status). However, this may cost more.

Does Budget Insurance offer van insurance?

Yes, you can get van insurance from Budget Insurance.