Telematics technology – more commonly known as ‘black box technology’ – comes in the form of a small black box. If the driver buys a ‘New Driver’ policy then a black box will be fitted out of sight, in the insured car. As part of the process Carrot will automatically organise an engineer to fit the box, so it’s professionally installed.
Once the policy is live and a box is fitted (which must be within 14 days), tracking will be activated. Then, as you drive, the box will start collecting data about your driving. The box measures things like acceleration, braking, swerving, and the number and length of journeys that the drivers make. Carrot then take this data and place it into three categories – Speed, Smoothness and Usage – these are then combined to give the driver an overall Driving Style Score. It's this score that gives you the opportunity to earn weekly rewards for driving safely and responsibly.