Carrot Car insurance

New Driver

Carrot’s ‘New Driver’ black box car insurance policy is perfect for new or inexperienced drivers. Carrot provide the driver with an ‘i-box’ tracking device, a smartphone app and a cash rewards programme. Using the black box Carrot can get regular updates on driving behaviour to see if the policy holder is a responsible young driver. Drivers can review their progress using the app or online portal.

The portal and smartphone app provide the driver with useful feedback to continuously improve their driving, thereby earning cash rewards. The cash rewards are a refund of some of the driver’s annual premium (including any Insurance Premium Tax applicable). Over the course of the policy year the driver will have the chance to earn up to a 15% refund of their total annual premium. The ‘New Driver’ policy also enables the driver to build up their no claims bonus.

Carrot Claims

In the event of an accident, contacting Carrot couldn’t be easier. All the driver needs to do is phone them on 0333 355 2990. Carrot pride themselves on customer service and will do their best to help the driver through every part of process from the word ‘go’. They actively encourage calls from the scene of accidents to make sure all the information is collected correctly and will talk to those involved if required.  The claims line is open 24 hours, 7 days a week, which means that Carrot will always be there for their customers at a time of need.

Carrot also offer the following additional options:

• Breakdown Assistance – If the driver breaks down on a journey and needs assistance to get started again, or a tow home. There’s different levels of cover to choose from.
• Legal Expenses cover – If the driver is involved in an accident they might sustain an injury and their car might not be driveable. They’ll also have to pay Carrot their insurance excess if the accident’s not their fault. Legal Expense cover will help the driver to reclaim their expenses and compensation for their injuries.

The telematics technology can also see: 

• What mileage you are doing
• What time you are driving – Carrot DON’T set curfews on either policy type, but the time you drive will still affect your score. This is because studies show that young drivers are more likely to have an accident between the hours of 9pm and 4am. As such, what time you drive will affect your score to some degree.

The data Carrot collects is in place to help the customer. It will give the driver rewards or treats if they are driving safely, help locate a car in the event of a theft, and provide key data in the event of a claim. If the driver’s parents or guardians would like to see the data, they can do this easily by downloading the relevant app to their phone and logging in using the driver’s details or accessing the browser portal, all with the policy holder’s permission, of course.

Compare car insurance policies from Carrot insurance today to see how much you could save.