Debenhams car insurance

Debenhams offer car insurance through their financial services arm. They have contacts with a large number of well-known insurance companies so they can offer you an insurance policy that meets your needs.

Debenhams car insurance


Contacting Debenhams:

You can take out immediate cover with Debenhams car insurance and they also offer instalment payments to make budgeting easier.

Should you need to contact them as a result of an accident you can contact their 24 hour claims service on 0344 840 9506.

Car insurance from Debenhams will give you insurance with the cover you need, plus useful benefits and optional extras. Don’t forget though, that like all insurance policies, Debenhams car insurance is subject to financial limits and terms and conditions. It’s important to check your policy document when you receive it, to see what cover you have.

car and sunset

Car Insurance with Debenhams Comprehensive Cover will give you:

  • Cover for European travel – depending on the policy you may be covered for up to 90 days with the same insurance as you have in the UK
  • Cover for audio and navigation equipment
  • Cover for a new car – your car will be replaced if it is stolen or written-off after an accident with a new one, if it is less than 12 months old

Some Debenhams car insurance policies also give you the benefit of:

  • Windscreen cover
  • Personal belongings cover
  • Cover for keys and locks if your keys have been stolen, includes locksmith’s charges
  • Courtesy car whilst your own car is being repaired
  • Personal accident cover – a one-off payment to you and your spouse or partner in the event you lose an eye or a limb or are killed in an accident
  • Emergency medical cover – if you need to receive medical assistance after an accident
  • Child car seat cover
  • Alternative accommodation and onward travel – cover in case you can’t drive your car after an accident, this covers you for hotel accommodation or the cost of travelling by an alternative method to get you home
  • Mis-fuel cover – if you’re unlucky enough to put the wrong fuel in your car, you will be covered for emptying the tank and any cleaning or repairing of any damaged parts

You can then add these following options if they aren’t included in your policy:

  • No claims discount protection – don’t lose your no claims discount if you need to make a claim
  • Legal expenses – if you have an accident that’s not your fault you might want to claim for things like personal injury, loss of earnings, out of pocket expenses, car hire and the reimbursement of your policy excess. It also covers other legal matters so see your policy document for further details
  • Keycare – if you lose your keys or they’re stolen, you’ll be covered for a locksmith to come out and replace your keys and locks. Some policies include your house keys in this cover and the re-calibration of key cards or immobilisers
  • Replacement vehicle hire – if you have an accident and your car is written off or stolen, this will cover you for the hire of a replacement vehicle 

Debenhams car insurance also gives you the option of purchasing car breakdown cover with the RAC, there are three levels of cover:

  • RAC Roadside and recovery
  • RAC Full UK breakdown cover
  • RAC Full UK and European breakdown cover
Broken down car

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Debenhams not only provides car insurance, you get travel, home, wedding and pet insurance from them as well. It’s quick and easy to get a Debenhams car insurance quote and you can get immediate cover at a competitive price. 

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