Drivology car insurance

Drivology provide an app-based insurance which is like black box technology, but without the box.

Drivers use the app to record how they drive and Drivology monitor the data and adjust the premiums accordingly. They make the adjustment at intervals of 3 months so that if your driving is improving, you’ll could get a better premium. If you score is low, the premium might rise.

If you need to make a claim, they have a call centre in Portsmouth, UK, which you can call on 0345 873 4427. You can also manage your policy online if you want view your documents.

Terms and conditions will apply to the benefits you’re offered, so it’s important to check the policy wording before you purchase.

Drivology car insurance

The Drivology app

You can find the Drivology app at the Google store or at the Apple store. Once you have it installed on your smart phone, it will record your driving data. This includes information such as where you drive, what time of day you drive, how many miles you travel and how well you drive.

Each journey you do will be analysed by Drivology and then you’ll be given a driving score. A good driver will score 70 or more, an excellent driver will score 80 or more and if you score 90 or more, that means your driving is exceptional.

Drivology will continue to send you feedback and after a month they will let you know how they think your premium will change once your three months are up. Before the end of the three months you’ll get an email which will give you the details of the new premium you need to pay for the following three months (this could be more or less) Drivology then continue to monitor your progress every three months.

Comprehensive car insurance with Drivology will give you the following benefits:

  • Windscreen cover including sunroofs
  • Personal belongings cover
  • Cover for audio and navigation equipment
  • Up to 93 days’ European travel with the same cover you have in the UK
  • Courtesy car whilst your own vehicle is being repaired
  • Guarantee on repairs – 5 years
  • Medical cover after an accident – Covers emergency medical treatment you might need after an accident
  • Personal Accident payment – A one-off payment in the event that you or your spouse are injured, killed or lose an eye or a limb
  • Alternative accommodation – If you have an accident and your car can’t be driven, you’ll be covered for one night’s alternative accommodation or the costs of onward travel
  • Misfuelling cover – If you accidently put the wrong fuel in your car, you’ll be covered up to a certain limit for the drainage of the tank and cleaning and repairs to any damaged parts
  • Keys if your car is stolen
  • Child car seat replacement if your car is involved in an accident
  • Uninsured driver promise – If you are involved in an accident that isn’t your fault and the other driver is uninsured, you won’t lose your no claims bonus or have to pay your policy excess

Terms and conditions will apply to the benefits you’re offered, so it’s important to check the policy wording before you purchase.

Drivology also provides a number of optional extras which you can pay for and add to your policy:

  • Motor Legal Protection – Gives you help to defend a court action against you for a motoring matter, or to claim your uninsured losses after an accident that’s not your fault. This can include a claim for personal injury, loss of earnings or car hire charges
  • Breakdown assistance

Using the Drivology app is a great way to help improve your driving skills and gain confidence. Get a Drivology car insurance quote today and see how much discount you could be given.

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