First Car Insurance

First  is an award winning insurance provider and part of the Fresh Insurance Group, which was established in 2002. Fresh operate from two sites in the UK; one in Worcestershire, the other in Berkshire which is where First call ‘home’.

First car insurance


Comprehensive car insurance from First

Comprehensive car insurance from First will cover you for damage to your own car by fire, theft and even if you have an accident that is your fault. It also insures you for damage that you cause to someone else’s vehicle, personal injury to a third party and property damage. Some of First’s panel of insurers will also include:

  • Windscreen cover – Claims don’t affect your no claims bonus
  • Personal belongings cover
  • European travel 
  • Audio and navigation equipment
  • Courtesy car – Whilst your car is being repaired after an accident subject to availability 
  • Personal accident cover 
  • Emergency medical payment – If you need to pay for emergency treatment after an accident, this covers you 
  • Child’s car seat
  • Alternative accommodation or onward travel – If your car can’t be driven after an accident you’re covered for a night’s alternative accommodation or the costs towards public transport to get you home 

Terms and conditions will apply to the benefits you’re offered, so it’s important to check the policy wording before you purchase.

car in sunset

First car insurance also offers the following as optional extras which you can add on to your policy to give yourself wider cover:

  • Replacement vehicle – If your car is immobile following an accident or stolen, regardless of fault, this additional cover will provide you with a hire car
  • Breakdown cover –Policy provides cover for Home Start, Roadside assistance and full recovery. An enhanced policy increases cover to include Europe
  • Key cover – Covers you for any keys on your key fob, whether they are home, car or business, plus replacement locks and the locksmith’s charges
  • Excess reimbursement – Get your excess back if you have an accident
  • Windscreen cover (if you don’t have it on your policy)
  • Full Platinum Legal cover – If you’ve had an accident that’s not your fault you can claim your out of pocket expenses and other losses

Get a quote

If you are a driver with lots of experience but little or zero no claim bonus, or you have motoring convictions, a high frequency claims record or your previous insurance has been refused or cancelled, First will be able to provide you with their best rate from a wide range of insurers.

First Insurance also offer van, home and travel cover. Get yourself a First car insurance quotetoday and see how much money you could save with them.

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