Flux Direct Car Insurance

Flux Direct is a specialist insurance broker who aim to get you tailor-made car insurance at competitive rates. They can do this because they have connections with over 30 UK insurance companies. Flux Direct have a UK call centre.

They believe in doing what they can to reduce their carbon footprint and so all your documents for Flux Direct car insurance are sent by e-mail and can use the Flux Direct portal to upload information.

Flux Direct car insurance



As well as a wide range of standard products and benefits, you also get to purchase a number of optional extras in order that you could get exactly what you want from Flux Direct car insurance.

All Flux Direct policy holders benefit from free Legal Expense Cover. This means if you have an accident that’s not your fault, Flux Direct will make sure you get help to deal with your claim and recover your uninsured losses. Uninsured losses are claims you may need to make for personal injury, loss of earnings, reimbursement of your policy excess or any other out of pocket expenses. Claims lines are open 24 hours a day, 7 days a week. All you need to do is call their claims handlers. Flux Direct also supply you with a courtesy car whilst your own car is being repaired with comprehensive cover.

Terms and conditions will apply to the benefits you’re offered, so it’s important to check the policy wording before you purchase.

Windscreen smear

The benefits you get with a comprehensive insurance policy with Flux Direct, depend on the insurance provider, but here are a few of the benefits you might get with a comprehensive policy:

  • Windscreen Cover
  • Cover for navigation and audio equipment
  • European travel
  • Medical cover

Car insurance with Flux Direct has the following optional extras which you can add to your policy for wider cover:

  • Excess Protection – reimburses your policy excess not recoverable following an accident
  • Agreed Value – insure your car for what you could sell it for, rather than the listed market value
  • Misfuelling – if you put the wrong fuel in your car by mistake, you’ll be covered to get the tank emptied and cleaned
  • Total Loss Protection – extra cash if your vehicle is written-off in an accident, you’ll get 25% more than insurers settlement
  • Flux Rescue Breakdown Cover – covers you at home, through the UK and whilst travelling in the EU to make sure you’re never stranded if your car breaks down
  • Personal Protection Cover – compensation for a grave injury or death caused by a car accident, for you and your passengers 
  • Key care – cover for all the keys on your registered key fob, including the locksmith’s call out charge and getting home by public transport if you can’t drive your car
  • Gadget Cover – protects all your electronic gadgets from theft or damage, includes tablets, e-readers, cameras, phones and laptops
  • Driver guard - if you happen to lose your licence or you get a driving ban. This cover helps you if you need to stay on the road because of work commitments. There are three levels of cover to choose from; Plus, Premier and Executive. They each offer various cover benefits and financial assistance, so that you can stay on the road

If you want a Flux Direct car insurance quote, make sure you have the answers to the questions you’ll be asked in front of you, so that you don’t have to stop half way through the process. Some of the questions you’ll be asked are:

  • Your name, age and address
  • The make and model of your car
  • The registration number
  • The type of driving licence you have
  • The length of time you have held your licence
  • Details of anyone else you want to include on the policy
  • The approximate number of miles you travel in a year
  • Whether or not you have any convictions
  • If your car has any modifications

Get a quote

Flux Direct will make use of the many contacts they have with some of the leading UK insurance companies, to ensure that you could have the cover you need at a competitive price. Get a Flux Direct car insurance quote today and see how much money they could save you.

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