Geoffrey car insurance

Geoffrey Insurance is an award-winning online insurance provider offering low cost premiums for experienced and learner drivers.

Geoffrey’s car insurance policies comes with a range of benefits, including free legal cover for all policyholders.

Geoffrey car insurance

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What you get with Geoffrey comprehensive car insurance

A comprehensive car insurance policy with Geoffrey provides fully comprehensive cover  as well as the following benefits:

  • free legal expenses cover
  • windscreen repair or replacement
  • up to £2,500 personal accident benefit
  • up to £250 medical expenses
  • up to £200 personal belongings cover
  • a courtesy car while yours is being repaired with a Geoffrey approved repairer (subject to availability)
  • a replacement car if your vehicle is written off and has done less than 15,000 miles



split 1
  • up to 90 days in total European cover, limited to three days per trip
  • in-car entertainment and navigation equipment cover
  • up to £500 theft of keys cover
  • child car seat replacement
  • refund of your excess and reinstatement of no claims discount if you’re involved in an accident with an uninsured driver that wasn’t your fault


Read the policy wording carefully before you buy, as terms and conditions will apply.

What you get with Geoffrey third party fire and theft car insurance

A third party fire and theft policy from Geoffrey provides you with third party liability cover and damage to your vehicle caused by theft or fire. The following benefits are also included:

  • free legal expenses cover
  • up to 90 days in total European cover, limited to three days per trip
  • in-car entertainment and navigation equipment for damage caused by fire or theft
  • child car seat cover for damage caused by fire or theft
  • lifetime guarantee on repairs to fire or theft damage, carried out by an approved repairer
  • courtesy car while your car is being repaired for fire or theft damage, carried out by an approved repairer (subject to availability)

Read the policy wording carefully before you buy, as terms and conditions will apply.

Geoffrey optional extras

Geoffrey also offers a range of optional extras to add to your policy at an additional cost. These include:

  • breakdown cover – choose from five levels of cover to suit your needs and your budget, from Home Start only to full UK and European breakdown cover
  • guaranteed hire car – up to 14 days car hire if your car is written off or stolen and not recovered
  • keycare – up to £1,500 per year to cover the costs of replacement keys, locks and locksmith’s charges if your keys are lost or stolen. Cover includes up to three days car hire if you’re unable to drive due to lost or stolen keys. Cover is provided for all keys attached to the Geoffrey Keycare fob which you’ll receive with your cover
  • EU cover – extended cover for driving in Europe if your trip exceeds more than three days
split 2
  • enhanced personal accident cover – increase your personal accident cover to £100,000. Cover also includes up to £400 per day for hospitalisation costs
  • protected No Claims Discount – protect your no claims discount. This allows you to make one or more claims in an agreed time limit without losing your NCD

Read the policy wording carefully before you buy optional extras, as terms and conditions will apply.

Get a quote with Compare the Market

Whether you’re an experienced driver or just starting out, you could save money on your premium by getting a Geoffrey car insurance quote with us today. Compare car insurance today and see how much you could save.

For a full list of all our car insurance providers, check out our car insurance providers hub.

Why buy through Compare the Market?

You could save up to £278* on your car insurance and get Meerkat Meals and Meerkat Movies** by comparing a range of car insurance providers in just a few minutes.

*Based on Online independent research by Consumer Intelligence during August 2018, 50% of customers could save up to £278 on their car insurance premium.

**Qualifying purchases. 1 membership per 12 months. Meerkat Meals – 2 for 1 on equivalent starters, mains and desserts. Cheapest free. Sunday to Thursday. Participating restaurants. Booking required, max 6 people. Excl Kids meals, drinks and certain days. App only. Meerkat Movies – 2 for 1 on Tuesday or Wednesday. Participating cinemas. Standard tickets only. Cheapest ticket free. Please note your claim may take up to 48 hours to validate.
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