GirlsDriveBetter

Girls Drive Better offer products and services for the female lifestyle, which includes car, home and travel insurance.

Their policies include benefits such as motor legal protection and full UK and EU vehicle breakdown as standard and useful optional extras like gadget insurance and dent and scratch cover.

Girls Drive Better car insurance makes use of telematics (black box) technology to help offer their customers competitive quotes with reduced premiums.

Before you buy Girls Drive Better insurance, you can download their telematics app, free of charge and see how you get on.

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Telematics

The technology of telematics is in a small black box, not much bigger than a mobile phone. It’s normally placed behind your dashboard, so it remains a secret between you and your insurance provider. The box is fitted by an engineer within three weeks of you getting your Girls Drive Better car insurance policy.

Telematics is useful because the cost of your insurance policy isn’t based, for example, on how all 25 year olds drive in general. It’s based on how you drive as an individual.

The Data That’s Collected

The black box collects data about the way you accelerate, take corners and brake. It can tell if you are braking harshly or accelerating aggressively. It also looks at the amount of miles you travel, your speed and what time of the day you drive. Although Girls Drive Better don’t have any restrictions, studies show that driving at night is more dangerous for young drivers. Therefore, driving at night might make your policy more expensive.

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Feedback

You can see your feedback on your computer, laptop or smart phone. If you are doing well, you’ll see your points getting higher. If there is something that needs improving, you’ll get that information too. By the time you get your renewal, if the black box has shown you are a responsible driver, then your premiums could drop.

Comprehensive cover

Comprehensive car insurance with Girls Drive Better will give you cover for:

  • Your own car if it’s damaged in an accident or by fire or it is stolen
  • Cover against third party claims against you if you’re at fault in an accident
  • Motor Legal Expenses – Includes recovery and storage charges, compensation if you are injured or killed and help to reimburse you for your uninsured losses
  • The contents of your handbag
  • Key repatriation

Terms and conditions will apply to the benefits you’re offered, so it’s important to check the policy wording before you purchase.

Optional extras

You can also purchase the following extras to make sure you have exactly the cover you need:

  • Excess Protection – Don’t lose your no claims bonus if you have to claim
  • Substitute Vehicle – Car hire cover for you if your car has been damaged or written-off in an accident that was your fault
  • Personal Accident – Compensation for you if you are gravely injured or killed in a car accident
  • Uninsured Third Party Protection – If you have an accident with someone that’s not insured, you won’t lose your no claims bonus when you need to claim on your own insurance
  • Key Cover – Locks, keys, car hire and onward transport costs all included
  • Misfuelling – Cover to have your tank emptied and any parts cleaned or repaired that have been damaged if you accidently put the wrong fuel in your car
  • Gadget Cover – Cover items you have such as your mobile, laptop, tablet, music, camera or portable games consol. You can insure items individually against loss, theft, accidental damage, breakdowns and more
  • Windscreen Cover
  • Alloy Wheels and Scratch and Dent Cover and Misfuelling – 3 in one cover to replace or repair alloy wheels, fix dents and scratches and cover you for misfuelling
  • Breakdown Assistance – Two levels of cover to choose from: Roadside and Destination Recovery, and Roadside, Destination Recovery and Homestart

Girls Drive Better is perfect for drivers who want to prove they can drive responsibly and safely and reap the rewards. Get a Girls Drive Better car insurance quote today and see for yourself just how much you could save. 

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