Halifax car Insurance

Halifax is a well-established financial services company providing car insurance for drivers, whether you’re a Halifax banking customer or not.

They have an online service centre, which you can use to access your documents, or you can make a claim by using their 24 hour, 7 days a week UK based called centre. Should you need to make a claim you can call them on 0344 2090472.

Halifax car insurance will give you a number of benefits and optional extras which will ensure you have the type of cover that suits you.

Terms and conditions will apply to the benefits you’re offered, so it’s important to check your policy wording before you purchase.

Halifax car Insurance

Comprehensive cover will give you the following:

  • Damage to your own car if you’re in accident whether or not you are at fault.
  • Third party cover which includes damage to someone else’s car or property, or any claims made for personal injury by a third party because you were at fault in an accident.
  • Cover against theft or fire.
  • Windscreen cover including sunroofs.
  • Personal belongings.
  • Audio and navigation equipment.
  • Personal accident – a one-off payment to compensate you, or your partner, if you you’re in a fatal accident or badly injured, losing an eye or a limb in a car accident.
  • Emergency medical cover – should you need to pay for emergency medical treatment.
  • Courtesy car – subject to availability while your vehicle is being repaired at one of our approved repairers.
  • 3 year guarantee on repairs carried out at approved repairers.
  • European travel up to 60 days in any period of insurance within the EU at the same cover as you have in the UK.
  • Vandalism cover – if you find your car has been dented or scratched or otherwise damaged and you don’t know who did it.
  • New car replacement – if your car is stolen or written-off and it’s less than 12 months old and registered in your name, you’ll be covered for a new one of the same make, model and specification.

The optional extras available with car insurance from Halifax are:

  • No Claims Discount Protection – if you need to make a claim on your insurance, you won’t lose your no claims discount.
  • Motor Legal Protection – Halifax has a 24/7 helpline, so you can use it anytime of the day or night. It will help you if you are prosecuted for a motoring offence and you want to defend it or if you want to claim uninsured losses for an accident arising from the negligence of a third party. Uninsured losses are things like personal injury, loss of wages if you can’t work due to your injury, car hire charges, the reimbursement of your policy excess and any other out of pocket expenses.
  • Keycare – this covers you for call-outs anywhere in Europe. It covers keys that have been lost or stolen belonging to you and immediate family members, as long as they live at your address. You’ll get replacement keys and locks for your car or home, without losing your no claims bonus. 

You can also purchase RAC breakdown cover as an optional extra. There are five different types of cover to choose from:


As long as you’re over a quarter of a mile away from your home, RAC Roadside will cover you for any repairs that can be carried out to get your car started again. If the RAC can’t fix the car they will tow it to a nearby garage or somewhere of your choosing within 10 miles of the breakdown.


Includes Roadside, but also enables you to get your vehicle and up to 8 passengers home or to an address in the UK, if your vehicle cannot be repaired locally.

At Home

The RAC will try to fix your vehicle at your home, or within a quarter of a mile of your home.

Onward Travel

If your vehicle cannot be repaired locally, then the RAC will either cover you for overnight accommodation, money towards getting home using another form of transport or the hire of a car for the day.

European Cover

Covers you if you break down whilst in Europe.

All car insurance policies have terms and conditions as well as financial limits that also includes RAC breakdown cover, so be sure to check your policy as soon as you receive it.

If you want all the benefits of Halifax insurance, then get a Halifax car insurance quote today and see just how much you could save.

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