The optional extras available with car insurance from Halifax are:
- No Claims Discount Protection – if you need to make a claim on your insurance, you won’t lose your no claims discount.
- Motor Legal Protection – Halifax has a 3 star Defaqto rating for its Motor Legal Protection, which has a 24/7 helpline, so you can use it anytime of the day or night. It will help you if you are prosecuted for a motoring offence and you want to defend it or if you want to claim uninsured losses for an accident arising from the negligence of a third party. Uninsured losses are things like personal injury, loss of wages if you can’t work due to your injury, car hire charges, the reimbursement of your policy excess and any other out of pocket expenses.
- Keycare – this covers you for call-outs anywhere in Europe. It covers keys that have been lost or stolen belonging to you and immediate family members, as long as they live at your address. You’ll get replacement keys and locks for your car or home, without losing your no claims bonus.
You can also purchase RAC breakdown cover as an optional extra. There are five different types of cover to choose from:
As long as you’re over a quarter of a mile away from your home, RAC Roadside will cover you for any repairs that can be carried out to get your car started again. If the RAC can’t fix the car they will tow it to a nearby garage or somewhere of your choosing within 10 miles of the breakdown.
Includes Roadside, but also enables you to get your vehicle and up to 8 passengers home or to an address in the UK, if your vehicle cannot be repaired locally.
The RAC will try to fix your vehicle at your home, or within a quarter of a mile of your home.
If your vehicle cannot be repaired locally, then the RAC will either cover you for overnight accommodation, money towards getting home using another form of transport or the hire of a car for the day.
Covers you if you break down whilst in Europe.
All car insurance policies have terms and conditions as well as financial limits that also includes RAC breakdown cover, so be sure to check your policy as soon as you receive it.
If you want all the benefits of Halifax insurance, then get a Halifax car insurance quote today and see just how much you could save.