ingenie car insurance

ingenie is a black box car insurance brand for drivers under 25. With a black box fitted out of sight in your car, you’ll get price reviews based on your driving three times a year. You could earn up to a 21% discount over the year and 7/10 ingenie drivers get money back.
ingenie has a UK call centre and 24/7 support for claims.

ingenie car insurance


The benefits you’ll get with an ingenie comprehensive policy are:

  • Up to 21% discount for good driving
  • No curfews
  • Driving feedback to help you improve and earn your discounts
  • Windscreen cover, including sunroofs
  • Cover for audio and navigation equipment
  • Personal belongings cover
  • Medical cover
  • Key cover – get your locks replaced and new keys cut if you lose your car keys or they are stolen
  • Personal accident compensation
  • European travel – you can drive in Europe with the same cover you have in the UK for a period of 14 days
  • Courtesy car – a replacement vehicle while your own car is being repaired after a crash (subject to availability)

Terms and conditions will apply to the benefits you’re offered, so it’s important to check the policy wording before you purchase.

The following extras are also available to purchase and add to your policy with ingenie car insurance:

  • Legal protection cover – gives you help and advice regarding your uninsured losses or a prosecution for a motoring offence
  • Replacement vehicle cover – hire car coverage if your vehicle is written off or stolen and not recovered
  • Breakdown cover – cover for you at home, at the roadside or in Europe. Choose the option that gives you the benefits you need. 

About the black box

The black box is about the size of your smart phone and it’s fitted out of sight behind your dashboard. You can have your box fitted wherever’s easiest for you, whether that’s at home, college or work. You’ll usually have your box fitted in the first 10 days of your policy but you’re covered from day one.


What it does

Once it’s fitted, your black box will collect data about how you drive. ingenie looks at your speed, acceleration, braking and cornering, then uses the data to work out how much you’re on track to save. You’ll also get feedback on your driving in the ingenie app, to help you improve and earn your discounts.



There aren’t any. A lot of insurance companies restrict the number of miles you drive or the time of day you travel. ingenie doesn’t give you any curfews or mileage limits, so you can drive where you like, when you like.

Things that might affect my insurance premium

Keeping up with your driving feedback and working on your skills can earn you a discount of up to 21%.

If you don’t drive well, your premium may go up (by a maximum of 10%).

Looking at your data

You can see how you’re doing through your My Account area on or in the ingenie app. The feedback works on a traffic light scale and you’ll also get a driving score out of 100. The better your score, the better your discounts.

If you want to see how a black box could save you money and improve your driving skills, get an ingenie car insurance quote today.

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