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John Lewis Car Insurance

John Lewis is a well-established popular brand, who also provide insurance services.

They offer car insurance with a wide range of benefits including a number of additional options, such as Motor Legal Expenses and Breakdown cover. They’ll also make sure you don’t miss an important appointment if you have an accident and your car can’t be driven as the cover provides reimbursement of taxi fares if you need to make an emergency journey.

Should you have an accident, John Lewis provide access to an award winning claims team, who will be there to help you 24 hours of the day, on 0345 610 0360.

Terms and conditions will apply to the benefits you’re offered, so it’s important to check the policy wording before you purchase.

John Lewis car insurance

Comprehensive policy

The benefits you’ll get with Car Insurance from John Lewis under a comprehensive policy:

  • Windscreen Cover including sunroofs
  • Cover for you audio and navigation equipment
  • Replacement child car seat
  • Personal belongings – Items you have in your car with you
  • Personal Accident – compensation for you and/ or your spouse in the event you are seriously injured or pass away whilst in travelling in the insured vehicle.
  • Replacement Locks – replacement of lost or stolen keys, new locks and if necessary, the lock transmitter and central locking system
  • Medical Expenses – if you or anyone is injured in an incident involving the insured vehicle
  • Mis-fuelling Cover – if you’re unlucky enough to put the wrong fuel in your tank, this will cover you for it to be drained, cleaned and replenished with 10 litres of the correct fuel
  • European travel – European travel for up to 90 days
  • Courtesy Car – whilst your car is being repaired by one of our approved repairers
  • Vehicle ID Theft cover – protect yourself against another person using your vehicle’s identity without your permission
  • Replacement Car & Taxi cover –Provides you with a replacement car for up to 21 days in the event of a fault incident where the vehicle has been immobilised. Reimbursement of the taxi fares for an emergency journey, travelling to and from a single destination, whilst waiting for delivery of the replacement car.

Extra cover

John Lewis Car Insurance also offers you the choice of purchasing extra cover such as:

  • Legal Protection – helps you if you need to defend a motor prosecution, with contract disputes you may have regarding your car, or for claiming uninsured losses. Uninsured losses can be claims when you’ve had an accident that’s not your fault and can include personal injury claims, car hire charges, loss of earnings, the reimbursement of your policy excess or any other out of pocket expenses you have incurred
  • Excess Protection – claim for reimbursement of your policy excess if you have a fault claim.
  • Protected No Claims Bonus – don’t lose your No Claims if you need to make a claim

Another useful benefit offered with John Lewis car insurance is breakdown cover. These are 3 options to choose from including cover in Europe:


Assistance to get you started at the roadside, if you break down at least a mile from your home. If a repair can’t be done, then your vehicle, you and up to 7 passengers will be taken to the nearest garage. If you need to get a message to friends and family about the breakdown you can use the messaging service.

Home Rescue

All the benefits of Roadside but includes help if you breakdown at home, or within a mile from where you live.

European Rescue

All of the benefits above are included. Plus, European covers for you, your car and up to 7 passengers. Provides cover for onwards transportation and overnight accommodation whilst your vehicle is being repaired.

John Lewis also offers a no claims discount of up to 75% if you have 9 years or more no claims. Get a John Lewis car insurance quote today and see just how much money you could save.

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