What does it monitor?
It monitors the speed you drive at, the mileage you do, the time of day you’re on the road and the way you handle the car when you accelerate, corner or brake.
Am I restricted to what time I can drive?
No. There are no curfews, but driving at night isn’t recommended. Studies have shown that young drivers are at risk of having an accident if they drive in the evening or in the early hours of the morning. If you do drive regularly at night, it might affect the amount you pay for your insurance cover.
What if I drive badly?
If you constantly speed, then My Policy will have to cancel your insurance, because speeding puts you at greater risk of an accident.
Can I see my driving data?
Yes. You can log into your dashboard from your phone, tablet or computer at any time. The dashboard will show you how many miles you have used, whether you qualify for any discounts, or if you have earned any rewards.
Are there any other advantages to having a black box?
The black box has a GPS tracking device fitted into it. That means if your car is stolen, it can be tracked, which will make it easier to recover. If you have an accident the data might be able to demonstrate that you weren’t to blame.
If I drive well?
If the black box data shows you are driving your car smoothly, without speeding you’ll get a better quote when you next renew your policy.