Onequote Direct Car Insurance

Onequote Direct are part of Europa Group, who have been offering insurance services since 1997. They offer car insurance to a wide range of vehicle owners, including drivers of 4 x 4s, LPGs and diesel cars.

Onequote Direct offers Comprehensive cover, Third Party Fire and Theft, or Third Party Only, to cater for all budgets and they have a 24 hour claims department that’s open 7 days a week on 0344 800 3693.

Car Insurance with Onequote Direct is provided by a number of UK car insurance companies to help find the quote you want with the cover you need.

Terms and conditions will apply to the benefits you’re offered, so it’s important to check your policy wording before you purchase.



Onequote car insurance

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Comprehensive Cover

What to look for with Comprehensive Cover from Onequote Direct:

  • Windscreen cover - the repair or replacement of a damaged windscreen
  • European travel – usually up to 60 or 90 days’ travel in Europe either with the minimum cover allowed for that country (normally Third Party only) or with the same cover as you have in the UK
  • Courtesy car – whilst your own car is being repaired
  • Audio and navigation equipment cover
  • Alternative accommodation – cover to get home by alternative transport or to stay overnight in a hotel if you have an accident and your car can’t be driven home
  • Personal Accident compensation – a lump sum paid to you or your family if you are gravely injured or killed in an accident
  • Medical cover - in case you need to pay for any emergency treatment after an accident
  • Personal belongings – a specified amount for the items you have in your car

Optional extras

You can also add the following optional extras, in order to widen your cover:

  • Legal Expenses – includes assistance after an accident, help to reclaim uninsured losses, such as car hire charges, loss of earnings, reimbursement of your policy excess, out of pocket expenses and personal injury claims. Also includes assistance if you are prosecuted for a motoring offence you wish to defend and a helpline for other legal matters
  • Key Protection – with a 24- hour emergency helpline, this covers you for all lost or stolen keys off your key fob, whether they are for your car, home or business. It also includes car hire if you are stranded. You won’t pay a policy excess or lose your no claims discount if you make a claim
  • Vehicle Hire – enables you to have a replacement vehicle for a limit period if your car is stolen and not recovered or it is written-off in an accident
  • Excess Protection – you don’t need to pay your policy excess if you have this cover until you reach its annual limit

Another service offered by Onequote Direct is their UK Breakdown Service called Motor Assistance Gold. It provides the following benefits:

Roadside Repairs - at your home or anywhere in the UK. If the car cannot be repaired at the roadside it will be towed either to a garage, or to your home.

Homestart cover – provides repair should you breakdown at home

To Your Destination – if your car can’t be repaired in a day, you have the choice of three services:

  • Transport you and your vehicle to a single destination
  • Hire a car so that you can continue to your destination
  • Payment of a specified amount to cover all or part of transport to a hotel and the accommodation

Onequote Direct also provide van and home insurance, with bike insurance provided by MotorCycle Direct. If you would like to see how much you could save on your car insurance, get a quote from Onequote Direct today.

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