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Performance Direct Car Insurance

Performance Direct is part of Grove & Dean who have been in the business of providing insurance since 1974. They are now one of the UK’s leading insurance brokers and have a Trustpilot ‘Great’ rating.

Car Insurance with Performance Direct offers the choice of a wide range of benefits and optional extras, such as legal protection and car breakdown. They look for the best car insurance for your needs, from some of the UK’s leading insurers.

Performance Direct Car Insurance has a claims centre that’s open 24 hours a day, 7 days a week. You can contact them on 01708 925 057.

Terms and conditions will apply to the benefits you’re offered, so it’s important to check your policy wording before you purchase.

Performance Direct car insurance

Comprehensive Insurance

The benefits you can look for with Comprehensive Insurance:

  • Windscreen Cover
  • Audio and navigation equipment cover
  • Personal possessions cover
  • Child car seat replacement
  • Medical cover -  in case you need to pay for emergency treatment after an accident
  • Key care – if your keys are stolen this will cover you for new keys and replacement locks
  • Personal Accident cover – a lump sum to compensate you or your family if you are badly injured or killed in a car accident
  • Alternative accommodation – you are covered for an overnight stay in an hotel, or for all or part of the costs of travelling by alternative transport to get you home if you can’t drive your car after an accident
  • European travel – usually up to 60 or 90 days either with the same cover as you have in the UK, or with the minimum cover allowed for the country you are visiting, which is usually Third Party Only.
  • Courtesy car – whilst your own vehicle is being repaired

Optional extras

Some insurance companies also offer you wider cover with extras to add on to your policy, such as:

  • Enhanced Personal Accident cover – a higher amount of compensation than you are covered for under your standard policy
  • Gadget cover – gives you protection against theft or damage caused to your electronic equipment, such as your phone, tablet, lap top, e-reader or camera
  • Replacement car – gives you a replacement vehicle for a limited amount of time in the event that your car is stolen and not recovered, or it’s written-off in an accident
  • Excess protection – this cover saves you from paying your policy excess if you have to make a claim
  • Enhanced key cover – this cover usually includes all the keys on a special key fob, which could hold your car, home and business keys. It will cover you for replacement locks and new keys and also the hire of a car for a short period if you are unable to have your car keys replaced immediately

Most insurance companies will offer breakdown cover as an add-on. It could either be a basic policy or you’ll be able to choose from various levels of cover to include UK and European assistance.

Wider cover

Performance Direct also offer you the following options to add on to your policy for wider cover:

  • Legal Protection – help with motoring matters, including any claims you might wish to make for uninsured losses after an accident that wasn’t your fault. Claims include personal injury, loss of earnings, out of pocket expenses, car hire charges and the reimbursement of your policy excess
  • Breakdown – there are 4 levels of cover with breakdown assistance to choose from

Performance Direct can give you a quote in just a few minutes. If you would like to see how much you could save, get a Performance Direct car insurance quote today.

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