Sure Thing! car insurance

Sure Thing! was launched in 2014 and since then it has been nominated for a number of awards for its broker services. It’s an online broker, so you can access your policy from your computer, smartphone or tablet, as well as by telephone.

Sure Thing! aim to provide policies for all sorts of drivers including young drivers, owners of imported and modified cars and drivers who have convictions.

They have a claims department that’s open 24 hours a day, 7 days a week. All you need to do is call 0800 783 3000.

Car Insurance with Sure Thing! will give you the choice of adding a number of optional extras to your policy, to give you wider cover such as legal cover and excess protection.
Terms and conditions will apply to the optional extras you’re offered, so it’s important to check your policy wording before you purchase.



Sure Thing! car insurance

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Comprehensive cover

Cover you should look for with Sure Thing! Comprehensive Insurance:

  • Windscreen cover – Repair or replacement of the glass in your windscreen subject to an excess
  • New car replacement – If you are the original owner of a car less than 12 months old and your car is written off in an accident, it will be replaced with a new car, of the same make, model and specification
  • Audio and navigation equipment cover (check your policy book for this cover)
  • Medical fees – At least £100 of cover for emergency medical fees after an accident
  • Key cover – New keys and replacement locks if your car keys are stolen (check your policy book for this cover)
  • Personal accident cover – Cover from £2,000 for you or your spouse if you are badly injured or worse in a road traffic accident
  • Foreign use – At least 30 days cover to drive in Europe either with the same cover as you have in the UK or with the minimum cover allowed for the country you are visiting, which is usually Third Party only
  • Courtesy car – Whilst your own car is being repaired at an authorised repairer

Optional extras include:

  • Replacement car cover – An alternative vehicle is provided if your car is damaged by fire, stolen or written-off in the event of a fault claim.
  • Key cover – Covers you up to £1,500 if your keys are lost, damaged or stolen and includes the cost of new keys and replacement locks if necessary.
  • Excess protection – 3 levels of cover available so that you can reclaim your policy excess in the event of a fault claim.
  • Legal cover – Provides you with up to £100,000 of legal representation if you are involved in a non-fault claim helping to recover any uninsured losses on your behalf. Also provided is a 24- hour helpline and assistance if you are prosecuted for a motoring offence.
  • Personal accident cover – An enhanced level of cover to compensate you or your family for loss damage, injury or death up to £30,000.
  • Car breakdown – With Call Assist (see below for more info)

About Car Breakdown Cover:

Breakdown cover includes Roadside Assistance and Nationwide cover as standard. This means that a breakdown engineer will attend to any breakdown more than a mile from your home, anywhere in the UK. If your car can’t be repaired in a day, you, your vehicle and your passengers will be transported to your home address, or if closer, your destination. 

This cover will also enable you to stay in alternative accommodation, or continue your journey by public transport or car hire. You can also purchase additional services which include Home Assist and European cover

Sure Thing! can also provide you with insurance cover for vans, with different levels of cover available at an affordable price. If you would like a Sure Thing! car insurance quote, get one today and see how much money you could save.

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