Swiftcover Car Insurance

Swiftcover is an online insurance company aimed at drivers who want to manage their policy online, through their dedicated Swift Space customer area.


Swiftcover Car Insurance provides a wide range of services and benefits, including a lifetime guarantee on vehicle repairs.


They have a 24 hour, UK based claims line, which you can contact by calling 0371 984 3333.


Car Insurance with Swiftcover will also give you the opportunity to purchase a number of useful optional extras, which could widen your cover.


Terms and conditions will apply to the benefits you’re offered, so it’s important to check your policy wording before you purchase.



Swiftcover car insurance

Third Party Fire and Theft Cover will give you:

  • New car replacement – If your car is less than 12 months old and it is stolen and not recovered or written off following fire, theft or attempted theft, you’ll get a brand new replacement vehicle of the same make, model and specification
  • Key cover – If your keys are stolen, you’re covered for new keys and replacement locks
  • Alternative accommodation - You won’t be stranded if your car can’t be driven due to fire, theft or attempted theft. You’re covered for an overnight stay in alternative accommodation
  • European travel – To upgrade, let Swiftcover know before you travel
  • Courtesy car – Whilst your own car is being repaired

Added Benefits

The cover you can expect with Swiftcover Comprehensive Insurance will include all the benefits of Third Party Fire and Theft, but with the following added benefits:

  • Uninsured driver promise – You won’t lose your no claims bonus or have to pay your policy excess if you are in an accident that’s not your fault and the other driver is uninsured
  • Travel abroad – Option to upgrade for European travel,  offering the same cover as you have in the UK
  • Windscreen cover – Repair or replacement
  • Audio and navigation equipment
  • Medical cover – For emergency treatment after an accident
  • Child car seat replacement
  • Personal belongings – For the items you normally keep in your car
  • Personal Accident cover – A lump sum payment as compensation if you are badly injured or killed in a road traffic accident
  • Lifetime guarantee on car repairs

Swiftcover also have the following extras:

  • Legal Cover – Help to claim your uninsured losses after an accident that’s not your fault
  • Uninsured losses include claims for personal injury, loss of earnings, out of pocket expenses, car hire charges and the reimbursement of your policy excess
  • Enhanced Courtesy Car – A car you can use if your own vehicle is written-off, or stolen and not recovered. Car hire is guaranteed and the car size will be the same as your own
  • Personal Injury and Rehabilitation Cover – A lump sum to help you with medical expenses and to compensate you for a personal injury
  • Protected No Claims Discount – If you already have a year’s no claims bonus or more, you can protect it 

Breakdown Assistance

Swiftcover also have breakdown assistance available for 4 levels of cover, which are:

  • Swift Roadside – Repair at the roadside or your vehicle towed to the nearest garage
  • Swift Rescue – Transport to your home or your destination if your car can’t be fixed at the roadside
  • Swift Rescue and Homestart – Includes any breakdowns you have from your home address
  • Swift European – Breakdown cover in Europe

Swiftcover also offer home insurance cover. Get a Swiftcover car insurance quote today to see how much you could save. 

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