Swinton Car Insurance

Wouldn’t it be great if getting a car insurance quote was more straightforward? With over 50 years’ experience in finding car insurance, Swinton Insurance understands what’s important to you. Offering car insurance to suit your personal needs, Swinton will help to make things clearer and simpler with two comprehensive cover options for you to choose from: Essentials and Classic.

They have a 24 hour claims line you can call if you have an accident, whether it’s your fault or not: 0800 040 7019. 


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Swinton Insurance’s comprehensive car insurance gives you:

Whether you choose an Essentials or Classic policy, the following key benefits are included as standard:

  • Damage to your car – If your car is damaged, the repair cost up to the market value of your car is covered (for both accidents and malicious damage)
  • Loss by fire or theft – If you lose your car by fire or theft, the policy will pay out up to the market value of your car
  • Driving other cars – You will have third party cover when driving other cars (some eligibility criteria may apply)
  • Emergency medical costs – If you have an accident
  • Repairs to your car – Guaranteed for five years
  • Audio, satnav and car equipment – if your standard-fit equipment is stolen, the policy will replace it
  • Courtesy car – While yours is being fixed following a claim (subject to availability)
  • Windscreen cover – The policy will cover the repair/replacement of your windscreen (limited to £150 after the excess on the Essentials policy)

As well as everything above, a Classic policy also includes:

  • Motoring legal expenses – The policy will pay your legal expenses up to £100,000 in the event of a claim
  • Uninsured driver promise – Your excess will be refunded and your no claims discount protected if you’re hit by an uninsured driver
  • Driving abroad cover – Full cover abroad for up to 90 days, single trip 30 days
  • Lock replacement, child seat replacement and personal belongings – Covered as standard

Third party, fire and theft cover is available with Swinton’s Classic product, and excludes cover such as Driving other cars, Windscreen cover, Personal belongings, Replacement locks and Child seat replacement cover. Please contact Swinton for more details.

If you want to add additional cover options to your policy:

You can add the options below onto Swinton’s Essentials and Classic cover:

  • Breakdown cover – Choose from a range of breakdown cover options, from local to Europe-wide
  • Protected no-claims discount – You can have up to two claims in a five year period without affecting your no-claim bonus if you have 4+ years no-claim bonus

Swinton selects their insurance products from a panel of specially selected insurers. Breakdown cover is underwritten by Inter Partner Assistance.

Swinton also provides home, bike and van insurance – if you want to see just how much you could save, get a Swinton car insurance quote today.

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