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The Insurance Factory car insurance

The Insurance Factory specialises in competitive car insurance for drivers with convictions, young drivers and owners of modified, imported or classic cars.

It can arrange a range of policies with comprehensive, third party fire and theft, or third party only cover, as well as useful optional extras so you can tailor your policy to suit your needs.

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About The Insurance Factory car insurance

The Insurance Factory has over 20 years’ experience arranging great value policies for those who struggle to find competitive car insurance. With a non-judgemental philosophy, the specialist team at The Insurance Factory uses a select panel of trusted insurance providers to find the right policy to suit your personal circumstances.

The Insurance Factory can arrange car insurance for high risk categories such as:

  • drivers with convictions
  • adverse claims histories
  • university students
  • young drivers under the age of 25
  • high performance cars
  • modified cars
  • imported cars
  • impounded vehicles

If you need to make a claim, The Insurance Factory’s claims helpline is available 24 hours a day, seven days a week on 0800 440 2063.

What you get with The Insurance Factory comprehensive car insurance

The Insurance Factory offers a personalised service and looks for car insurance with features and benefits that its customers need. If you have any convictions, it’s important to give The Insurance Factory all the details so its team can find you the right policy at a competitive price.

The Insurance Factory’s panel of insurance providers may differ in the benefits they include as standard, so it’s important to stress anything that you specifically want to include in your policy.

Depending on the comprehensive car insurance policy you choose, benefits you might be offered include:

  • windscreen cover
  • personal accident benefit for you and your partner
  • medical expenses
  • personal belongings cover
  • courtesy car while yours is being repaired at an approved garage (subject to availability)
  • up to 90 days cover for driving in Europe
  • in-car entertainment and sat nav equipment cover
  • replacement child car seat
  • new car replacement if your car is written off or stolen and is less than 12 months old
  • key cover to replace locks and stolen or lost keys
  • overnight accommodation or onward travel costs to get you back home if your car can’t be driven following an accident

Terms and conditions will apply to the benefits you’re offered, so it’s important to check the policy wording before you buy.

The Insurance Factory can also arrange car insurance policies with third party fire and theft or third party only cover.

The Insurance Factory optional extras

The Insurance Factory can also arrange the following optional extras at an additional cost, which you may wish to include to complement your policy:

  • motor legal expenses
  • UK/EU breakdown including homestart
  • windscreen cover
  • excess protect
  • GAP cover 2,3 and 4 years
  • vehicle replacement and theft protect
  • key care cover
  • gadget cover

Terms and conditions apply, so check the details carefully before you buy.

Get a quote with Compare the Market

Don’t let a bad driving record or inexperience stop you from getting a great deal on your car insurance. Get an Insurance Factory car insurance quote today and see if you can save.

For a full list of car insurance providers, including those who cover high risk driver categories, check out our car insurance providers hub to see who we compare.

Why buy through Compare the Market?

You could save up to £282** on your car insurance and get Meerkat Meals and Meerkat Movies* by comparing a range of car insurance providers in just a few minutes.

**Based on Online independent research by Consumer Intelligence during February 2020 50% of customers could save up to £282.66 on their car insurance premium.

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