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Frequently asked questions

  • How much does a Rolls-Royce cost to insure?
  • Can I cut the cost of my Rolls-Royce car insurance?
  • Where can I find Rolls-Royce car insurance?

How much does a Rolls-Royce cost to insure?

According to our data, the average insurance costs* of these vehicles are: 

  • Rolls-Royce Ghost: average premium £5,995.55 per year
  • Rolls-Royce Wraith: average premium £3,402.63 per year
  • Rolls-Royce Phantom: average premium £1,993.22 per year
  • Rolls-Royce Silver Spirit: average premium £575.87 per year
  • Rolls-Royce Silver Spur: average premium £287.26 per year
  • Rolls-Royce Silver Shadow: average premium £152.70 per year

As with all car brands, the insurance costs for a Rolls-Royce can depend on a number of factors such as the value of the car, details about the owner and the car insurance group  the Rolls-Royce model is allocated to.  

The insurance group will take into account various factors including car value, power and engine performance, repair costs and parts prices. So, with this in mind, it can be safe to assume that your Rolls-Royce will be at the higher end of the insurance group scale.

*All average price amounts based on Compare the Market data in June 2018. These averages are based on all our customer quotes, from people with different age ranges, addresses and driving histories. You may find a cheaper or more expensive quote based on your circumstances.

Can I cut the cost of my Rolls-Royce car insurance?

Owning such a luxury vehicle doesn’t mean you can’t get a fair deal on your car insurance.  
It certainly pays to shop around and compare quotes, even with such a prestigious make of car. The following could also make a difference to the cost of your premium:

Where can I find Rolls-Royce car insurance?

It may be no surprise to know that finding car insurance for your Rolls-Royce with a mainstream provider may be difficult. Those willing to quote for such a high value vehicle are more likely to be specialist insurance providers.  

And depending on the age of your Rolls-Royce, it may be worth considering Classic Car insurance.

We can help take away the headache of finding the right insurance policy for your treasured Rolls-Royce. Within minutes we can provide you with a list of quotes from suitable insurance providers who deal with prestigious, high-value vehicles. 

Compare car insurance quotes with us and see if you can save. 

And if you’d like to compare Rolls-Royce insurance costs with other prestigious rivals such as Bentley or Ferrari, check out the list of brands at our car manufacturers hub.

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